The title certificate of the fourth phase of Xingcheng in the new century specifically includes the house ownership certificate and the land use right certificate, but in some places it may also be the title certificate issued by the housing management department and the land management department. With the title certificate, we can have a certain right to dispose of the fourth phase houses in Xingcheng in the new century, but some rights without the title certificate cannot be guaranteed. If the property right certificate of New Century Star City Phase IV is not handled, even if the buyer of New Century Star City Phase IV has paid the house price and gone through the check-in formalities, legally speaking, the house of New Century Star City Phase IV still does not belong to the buyer.
The conditions for purchasing the fourth phase of New Century Star City with provident fund loans include: 1. The borrower must have an account in the city where the fourth phase of New Century Star City is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in Phase IV of Star City in the new century, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the fourth phase loan of New Century Xingcheng; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!