Is Zhongshan Ruitonghui loan formal and has a high interest rate?

Zhongshan Ruitonghui loan has high interest rate. Relevant information shows that Zhongshan Ruitong Remittance Loan is registered on a formal platform and managed by the Industrial and Commercial Bureau. The interest rate is 3.2%, which is higher than that of peers. Zhongshan Ruitonghui Information Consulting Co., Ltd., founded in 2022, is located in Zhongshan City, Guangdong Province, and is a business service-oriented enterprise. The registered capital of the enterprise is RMB 5 million.