Trust business refers to the business that the trust department of a commercial bank accepts the entrustment of customers to operate, manage or handle monetary funds or other property instead of the entrusting unit or individual, and collects handling fees from it.
Trust business is an economic behavior based on credit entrustment and has certain economic purposes. That is, the department (or individual) in charge of funds (or property) entrusts the trust institution to use or manage it on its behalf, and the trust institution abides by its agreed conditions and scope, manages its funds or property and returns it on time. Because trust business is to manage or handle assets on behalf of others, trust institutions must have credibility and sufficient funds. Trust business includes commercial trust, civil trust, public trust and other fields. International financial trust business mainly deals with financial services other than deposits, deposits and remittances of general commercial banks. With the economic development of various countries, the market situation is becoming increasingly complex, and the trust business that customers entrust banks to use funds, property or invest in securities, stocks and real estate is increasing day by day. Domestic trust business refers to the business that financial trust and investment companies approved by the central bank can operate, mainly including fund trust, movable property trust, real estate trust and other property trusts.
Leasing is an economic behavior of borrowing in kind at a certain cost. The lessor gives a certain item it owns to the lessee for use, and the lessee obtains the right to use the item for a period of time, but the ownership of the item is still in the lessor's hands. The lessee has to pay a certain fee (rent) to the lessor to use it.
Lease refers to the agreement that the lessor transfers the right to use the assets to the lessee in order to obtain the rent within the agreed time limit.
In the economic behavior of leasing, the lessor gives a certain item to the lessee for use, and the lessee obtains the right to use the item for a period of time, but the ownership of the item is still in the lessor's hands. The lessee has to pay a certain fee (rent) to the lessor to use it.
Private ownership is the basis of leasing. Private ownership produces people's different ownership of different commodities. People temporarily transfer the right to use according to the ownership and charge a certain fee for the use, thus resulting in leasing. With the development of productive forces, the leasing industry has gradually developed. There are three stages in the development of leasing: ancient leasing, traditional leasing and modern leasing.