Heng Chang Fortune has launched corresponding wealth management products for different groups of people. If you buy short-term wealth management products in Heng Chang Fortune, the term is short, the yield is around 8%, and the risk coefficient is controlled at around 0.8, so the income will be relatively stable. However, the threshold of wealth setting in Heng Chang is relatively high, requiring investors to invest more than 50,000 yuan.
Heng Chang Fortune consists of Beijing Heng Chang Litong Investment Management Co., Ltd., Beijing Heng Chang Cai Hui Investment Management Co., Ltd., Beijing Heng Chang Huicheng Information Consulting Co., Ltd. and many other professional companies. Since the establishment of 20 1 1, it has opened branches all over the country. At present, Heng Chang has covered more than 20 provinces and 100 cities in China. In the future, Heng Chang will continue to provide customers with comprehensive and personalized wealth appreciation and credit appreciation services.
At present, the annualized income of short-term financial management of Heng Chang Fortune Company is 50,000 for three months, 8% for six months and 10/2% for one year. .
When choosing a wealth management company, we must consider the following points: 1, company size; 2. Whether the company controls the transfer of creditor's rights; 3. Whether to notify the lender in advance in the process of creditor's rights transfer; 4. The repayment risk amount of the bank; 5, the income can not be greater than the bank mortgage or rural credit cooperatives to farmers' interest rate of more than 2 times.
Heng Chang Fortune has been established for four years now, which is much better than other small investment and wealth management companies. The most important thing to choose this kind of wealth management company is to look at the customer's evaluation and establishment time, whether there is any bad record and so on. According to the online response, Heng Chang Fortune has a good credit rating at present, and has opened business outlets in some cities in China.
Heng Chang's wealth service level is relatively comprehensive, suitable for both borrowers and lenders. The short-term yield is about 8%, and the risk coefficient is controlled at about 0.8, which seems to be relatively stable. However, Heng Chang Fortune has set a threshold for investing in wealth management products, with an initial investment of 50,000 yuan.
In view of the fact that the financial environment in China is not very stable at this stage, I would like to remind you that you should be cautious in investing.
Financial management is about income and security. According to my personal experience, Heng Chang, CreditEase and Zhonghui are P2P companies with relatively large personal credit loans, so their financial management is mainly used for personal loans. Without mortgage, individuals borrow by credit, and repayment interest is the income of your financial management. The risk is controlled by the company itself. The advantage is that the income is relatively high, generally reaching 12% a year.
There are also high-security ones, such as Yingrui Excellent Financial Management, which is an asset management category and does docking in the financial leasing industry. Therefore, the destination of wealth management is the physical industry, the mortgage is overvalued, and the third party guarantees or provides repurchase due, so the principal and interest are very guaranteed and the security is very high. The disadvantage is that the income is not as high as that given by P2P companies, and the annual income is about 10%.
In short, each has its advantages and disadvantages. Income and risk are always in direct proportion. It is suggested to consider your own actual situation, sail cautiously for a long time, pay attention to safety first and then look at the rate of return.