1. You can bring your ID card to the credit department of the loan bank to check your mortgage information. Usually, this way can not only know your loan balance, but also let the bank help print the repayment information within one year. In addition, you can also call the bank's customer service phone to inquire about your mortgage information. Usually, this method can only check the loan balance.
2. If we have opened the online banking of the loan bank, you can log in to the registered loan bank app. For example, open the login ABC app, click ABC Express E Loan in the page, and then click My Loan in the page to inquire about the loan situation. This method is not only simple and quick, but also can find out your loan amount and repayment record in detail.
3. There may be differences in loan interest, down payment and loan requirements of different banks. When you apply for personal housing loan, you can consult more banks. Banks usually introduce a variety of repayment methods, such as equal principal and interest, average capital and so on. Different repayment methods have their own advantages. Please ask the bank staff to calculate the monthly payment of different repayment methods and choose the most suitable and affordable repayment method.
4. Some lenders have enough funds in their hands, and they will want to repay in advance, which can save a lot of interest. However, banks usually have relevant agreements on early repayment, such as paying liquidated damages for early repayment within a few years. Before applying for a loan, it's best to know the relevant regulations of the bank on prepayment.
Bian Xiao: Bian Xiao will give you a brief introduction about how to check your mortgage information. I hope that after reading this article, I can provide reference and help when I inquire about my mortgage information in the future.