China IT Service Industry Development Prospect Forecast and Investment Strategic Planning Analysis Report pointed out that at present, there are two main reasons why domestic banks' IT service outsourcing is caught in the predicament of losing money and earning money. First, labor costs have soared in recent years. Second, driven by capital, many enterprises use low-price bidding strategy to expand market share based on IPO demand, which leads to intensified price war.
With the development of Internet technology and the maturity of the industry, the advantages of specialized financial service outsourcers will become more obvious. The development of Internet, big data and mobile information technology will greatly enhance the intelligence of outsourcing services, enhance the innovation power, and enable service products to respond to market demand more quickly. Intelligent financial services will become the new focus of service outsourcing enterprises.