Risk information network
Established in 20 10, Risk Information Network is a risk information service platform based on legal big data application initiated and operated by Beijing Huifa Zheng Xin Technology Co., Ltd., and now * * * contains 820 million pieces of information on judicial proceedings, administrative law enforcement and private economy, which can provide users with services such as pre-loan prevention and post-loan monitoring. This website allows you to quickly inquire about the personal information of enterprises, the information of those who have broken their promises, tax information, administrative punishment information and so on. , and learn more about credit information such as enterprise risk, market supervision, abnormal business list, implementation publicity, and blacklist of Lao Lai. Its company also operates online platforms such as "Huifa". Com, Risk Warning Network, Cuitianxia, Sauerxin ",and its company contact address is located at Room 902, 9th Floor, No.35 anding road, Chaoyang District, Beijing. The customer service hotline is 010-84871kloc-0/1,and the contact email address is kefu@lawxp.com.
: Credit information
Credit information refers to information that can reflect the credit status of individuals, legal persons or other organizations, including: (1) basic information, that is, information such as identity identification, occupation and residence address of individuals, legal persons or other organizations; (2) Credit transaction information, that is, credit-related transaction records formed by individuals, legal persons or other organizations in social and economic activities such as loans, use of credit cards or quasi-credit cards, credit sales, guarantees and contract performance; (3) Other information, that is, public information such as administrative punishment information, court enforcement information and enterprise environmental protection information closely related to the credit status of individuals, legal persons or other organizations.
According to different credit subjects, credit information can be divided into enterprise credit information and personal credit information. Enterprise credit information mainly includes enterprise registration information, financial statements, payment records, enterprise development history, operating conditions, etc. Personal credit information mainly includes personal income, assets, occupation, education, credit records, public service records, loan repayment information, etc. Credit institutions can judge the credit status and risk degree of customers by collecting and analyzing the above credit information of enterprises or consumers, so as to make corresponding credit decisions.