According to the information of China Travel Service. Com, the deposit interest rate of rural credit cooperatives is generally higher than that of the four major banks, because the deposit demand of the four major banks is relatively small relative to the rural credit cooperatives, so the fluctuation range of the deposit interest rate is not large, so the fluctuation range is large, so generally speaking, the deposit interest rate of rural credit cooperatives is higher.
Rural credit cooperatives refer to the credit cooperatives established with the approval of the People's Bank of China, which are composed of members' shares and implemented democratic management.