(1) Customers who meet one of the following conditions will be automatically identified by the system:
From the date of identification, the total personal financial assets (total financial assets refer to the sum of the balances of local and foreign currency deposits, government bonds, wealth management products, funds and other assets under the personal customer number) are identified as gold card VIP customers with an average daily balance of 50,000 yuan (inclusive) to 300,000 yuan (exclusive) last month;
Customers who apply for personal loans in our bank, the amount of which is more than 300,000 yuan (inclusive), the repayment conditions are good, and there is no bad credit record, are identified as gold VIP customers.
(2) Any customer who meets the following conditions can become a gold VIP customer of the Bank upon the recommendation of the branch or upon his own application and approval by the bank:
Represents employees whose monthly salary is above 3,000 yuan (inclusive);
● Customers who handle personal deposits, personal loans, Huarong cards, payroll, personal online banking, fixed investment and personal third-party depository business in our bank;
● Enterprise legal persons and financial personnel with a registered capital of more than 500,000 yuan;