It is said that Guohua Life Insurance has launched an excellent critical illness insurance for children-true love baby protection. It is said that this product is quite distinctive! What exactly is it? Let's take a look at the evaluation!
If you want to compare and see which product is better, you can look at this comparison table:
True love Bao Bei and the national popular 136 minor critical illness insurance comparison table
First, the insurance conditions for true love of Bao Bei are open!
Let's take a look at the protection content of true love protection, as shown in the following figure:
The most outstanding advantage of true love Bao Bei is that it can provide serious illness protection for minors. As long as they are 28 to 17 years old, they can be insured normally.
1. Guarantee period: Friends who purchase the critical illness insurance of True Love Bao Bei can choose to guarantee it until they are 70 years old or for life. Even if there are not many choices, it is more flexible, and parents can choose as needed.
2. Payment period: This critical illness insurance for children has two payment periods of 20/30 years. It can be said that the payment period of 30 years is very long, and it is also the longest payment period in the critical illness insurance on the market at present. This setting really meets people's needs!
What is the basis for saying this? I think we all know that the longer the payment period, the less premium we need to pay every year, which can effectively alleviate the economic pressure every year, just like we choose to buy a house with a loan.
In addition, there are other relevant considerations about the choice of payment period. I have made arrangements in the following raiders, so you can have a look:
"How to choose the payment period so as not to lose money? 》
3. Waiting period: Generally speaking, the waiting period of critical illness insurance is usually 90 days or 180 days. Fortunately, true love is the shortest waiting period of 90 days in critical illness insurance on the market.
From the consumer's point of view, the shorter the waiting period, the better, so that you can get protection faster, and if the insurance company is in danger during the waiting period, the insurance company may not provide claims.
Second, can true love keep baby succeed in children's critical illness insurance?
Does this true love baby have a chance to stand in the popular children's critical illness insurance? The focus is on the content of protection!
1, strong basic guarantee and strong extra compensation for serious illness.
True love Bao Bei stipulates that if you are in danger within 25 years old, you can get twice the insurance coverage provided by the insurance company as long as you suffer from one of the serious diseases 1 10. As long as the insured amount is 500,000, you can finally pay 6,543.8+0,000, and the critical illness protection is very high.
Although many similar products on the market consider the extra compensation for serious illness, the proportion of compensation is relatively low.
2, leukemia care money is very intimate.
Leukemia is one of the most serious diseases among minors. It will have a great impact on children's health. If it is not treated in time, it will even take the child's life directly.
It should also be noted that the medical technology of leukemia is mainly chemotherapy and bone marrow transplantation, which requires hundreds of thousands to millions of dollars for treatment, which is unbearable for ordinary families.
Fortunately, True Love Bao Bei has set up a leukemia care fund, which can allow patients to receive treatment in time and give them enough confidence to treat, so as not to say that they have no money for treatment.
3. Intensive care insurance
Intensive care treatment is to enter the ICU intensive care unit. Generally, the daily treatment cost is 10 thousand yuan! Burn money properly!
In view of this situation, true love Bob has specially set up intensive care insurance, and those who meet the requirements will pay 60% of the insured amount, greatly reducing the economic pressure.
Speaking of which, it is estimated that many friends are fascinated by the critical illness insurance for children who really love Bao Bei. Parents who want to insure their children may want to see this detailed assessment and decide:
"Guohua's' True Love Bao Bei Children's Critical Illness Insurance' is cost-effective? Don't blame me for being too straightforward! 》
Write it at the end
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