Credit cards or repayment of loans to ICBC are generally notified by SMS. ICBC will generally remind customers to repay on time before the repayment date.
For example, when a customer repays ICBC, if ICBC finds that the balance in the repayment account bound by the customer is insufficient, it will also send a text message to remind the customer to deposit the full amount of funds into the repayment account in time.