Many brothers use mobile phone numbers that are not their own or their real names. When checking the real name of your mobile phone, the online lending platform will directly refuse if it finds that the real name does not match. The reason behind it is very simple, that is, to prevent you from finding a mobile phone to apply casually, or you can't be contacted after loans overdue.
2. The startup time of the mobile phone is too short.
Many online lending platforms explicitly require mobile phones to be open for at least 6 months, just to increase the cost of changing your mobile phone number.
3. Agents or cheating tools for mobile phones.
When it is detected that your mobile phone has been root or escaped from prison, the platform will feel that you are at risk and usually make judgments based on other dimensions. However, when it is recognized that your mobile phone uses an emulator or proxy address, it may be directly rejected.
There is a "stain" in the telephone address book.
Many online lending platforms will check whether there are words such as "loan", "dunning", "gambling", "poison" and "intermediary" in your address book number remarks. If they are approved, they may refuse to lend you money.
5. "Betrayed" by SMS.
Apple phones can't crawl out of your messages, but Android phones can. Usually, when the platform recognizes overdue information, collection information, etc. In your short message record, I feel that you are at great risk. So, old chap, hurry to see if there is any similar news in your mobile phone, and if there is, delete it quickly.