Deposits, opening deposit accounts and large cash deposits and withdrawals in real-name registration system all require the identity documents of depositors. This can effectively protect the interests of depositors.
Whether you need an ID card to deposit money in the bank depends on the specific situation:
1, discount deposit without card, ID card required;
2. If there is a card discount, deposit with a password, and you don't need to provide an ID card for less than 50,000;
3. Card discount deposits have passwords, and ID cards are required for more than 50,000 yuan.
The process of handling deposits at the counter:
1. Queue to get the number. After calling the number, give the bank card to the teller, and if you need to submit your ID card, please also give it.
2. Give the required deposit to the counter staff, who will usually count the money three times;
3. Confirm the amount and sign the business confirmation form;
4. Take back the bank card and ID card with the recycling receipt to complete the deposit.
What's the difference between saving money by bank card and saving money by passbook?
1. Passbook, also known as the little red book, is the first choice for the elderly. First, there are detailed accounts of deposits and expenditures in the passbook. Second, when withdrawing money, you must enter the password at the front desk to save money, which can prevent others from pretending to be the owner to withdraw money from the bank. Another point is that passbook transfer must be handled at the counter. This measure can prevent the elderly from being cheated. Unfortunately, they met criminals, and bank employees were behind them to prevent the elderly from being cheated and causing losses.
It can be seen from the difference between bank card and passbook that the ways of young people and old people are very different. Young people generally value convenience and speed. And the elderly pay more attention to safety.
Another difference is that opening a bank card requires fees and costs, while opening a passbook is free. You only need to deposit 10 yuan in your account to activate successfully.
In fact, whether it is a passbook or a bank card, you should take good care of it. Once lost, even if the property is not damaged, it is very troublesome to go to the bank to report the loss and reissue it. In fact, bank cards and passbooks are their own property, so we must take good care of them to avoid unnecessary losses.
Finally, summarize the difference between bank card and passbook:
1. Handling bank cards requires handling fees and production costs, and passbooks are free.
2. Bank card deposit/withdrawal or transfer can be made on ATM machines and across banks, and only a certain handling fee is required, while passbook can only be handled at the counter and only at the bank where the account is opened.