It's a loan officer. If the customer is overdue, you have to make a dunning.
2. What do auto loan officers mainly do?
Mortgage Commissioner refers to the full-time personnel engaged in mortgage activities. Due to the different nature of companies and units, the work arrangements of mortgage specialists are also different. First, the main work of the automobile sales mortgage specialist is as follows:
1, responsible for exploring new customers and achieving various business indicators;
2. Be responsible for introducing the company's financial products to customers and distributors clearly and completely, and providing explanations and quotations on financial loan business for mortgage customers;
3. Initially review the qualifications and authenticity of loan customers to avoid potential risks;
4. Be responsible for reviewing the authenticity, completeness and accuracy of the customer's pre-loan contract data;
5. Help customers prepare relevant application documents and materials and submit financial loan applications to banks in time;
6. After the loan is approved, collect the documents required for vehicle mortgage registration from sales consultants and customers; Extended data:
Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage. Object of loan: The borrower must be a permanent resident of the place where the loan bank is located and have full capacity for civil conduct. Loan conditions: the borrower has a stable job, the ability to repay the principal and interest of the loan, and good credit; Can provide recognized assets as collateral or pledge, or a third person with sufficient compensatory ability as a guarantor to repay the principal and interest of the loan and bear joint liability. Loan amount: The maximum loan amount generally does not exceed 80% of the price of the purchased car. Loan Term: The loan term for automobile consumption is generally 1-3 years, and the longest is no more than 5 years. Loan interest rate: uniformly stipulated by the People's Bank of China. Repayment method: you can choose one-time repayment of principal and interest and installment repayment. An auto financing or guarantee company, as a guarantor who repays the principal and interest of the loan and assumes joint liability, is a third party with sufficient compensation capacity.
3. What exactly does Ping An Bank's loan sales do? Is the loan difficult to sell? As bad as selling insurance? Is it possible to get 5k a month?
The salary income of employees is confidential information and cannot be released to the public. If you are interested in joining Ping An Bank, please understand the application methods and requirements of relevant positions through the official network or market, and submit your personal information and resume as required. The personnel department of our bank will make a comprehensive evaluation after receiving your information. Try to compete for employment. I wish you success in joining our family.
If you need to consult Ping An Bank, you can click the link below to select the online customer service icon in the upper right corner of the homepage or follow the official account of Ping An Bank WeChat (pingan_bank) for consultation.
/branch/mkt/bank online/dist/online bankless . html #
Response time: September 22nd, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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4. What does loan sales do? Who did this? Is there any risk?
It's a loan officer, if all customers do this? What other room names need to be made? Do you need a loan or something?
You need a loan, otherwise how can you call it sales?
What are the risks in this business?
That is, if the customer is overdue, you have to make a dunning, and nothing else is needed.
Oh, oh.