On August 9, Huizhou Housing and Construction Bureau and other six departments issued the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market in our city. * * * Eight measures for real estate market regulation, involving improving the linkage mechanism of house price and land price, pre-sale and price filing management of new commercial housing, supervision of development funds, improvement of housing sales policy, implementation of public facilities, improvement of housing security coverage, standardization of real estate market order, and strengthening linkage regulation mechanism. Among them, the "Notice" proposes to strictly review the sources of housing funds, prevent residents from misappropriating consumer loans and personal business loans for buying houses, and prohibit non-bank financial institutions from providing housing loans to individuals. Strictly implement the three-year sales policy for newly purchased houses, suspend the sales of newly built commercial houses to non-local residents who own 1 set or above houses in key areas, and resolutely curb speculation in real estate. "Key areas" refer to Daya Bay Economic and Technological Development Zone and Huiyang District. In the future, the scope of key areas will be adjusted in time according to market changes.
Daya Bay Economic and Technological Development Zone, Huiyang District and the towns of Fenggang, Tangxia and Humen in the south of Dongguan have always been called Linshen District by buyers. Dongguan's new and second-hand housing market has implemented different degrees of purchase restriction measures. Now, with the entry of Daya Bay Economic and Technological Development Zone and Huiyang District, the "Linshen Restricted Purchase Circle" has finally formed.
Mainly rely on Shenzhen passengers
"20 15, buying a house in Daya bay and working in Longgang central city, Shenzhen. I used to take the bus first and then drive. It takes less than an hour to drive one way. " Huang Hua talked about his daily life in Shuangcheng, which seemed a little helpless. "At first, there were not a few people living in Daya Bay, but they gradually increased in the past two years, which is also the reason for the high housing prices in Shenzhen." Speaking of which, Huang Hua seems to have some regrets. "At that time, if I gritted my teeth and bought a suite in Shenzhen, the price might have doubled. The supply of new houses in Daya Bay is too large, and the price seems to have risen, but most of the average price is still 65438+100000 yuan to 20000 yuan, and second-hand houses are difficult to sell. "
As early as 20 1 1, Daya Bay was called "Sleeping City" by the media because the residential vacancy rate exceeded 70%. High housing prices are unbearable for many ordinary working-class people in Shenzhen. The housing price in Daya Bay is undoubtedly the "last straw" that many Shenzhen just need, and it is also the last hope for many people to stay and work in Shenzhen. What's more, a lot of news about the integration of Shenzhen, Dongguan and Huizhou has brought a little hope of changing from "pro-Shenzhen people" to "Shenzhen people". In this way, Shenzhen tourists have gradually awakened the once "sleeping city".
According to the transaction data of Leyoujia, in the first half of this year, Shenzhen property buyers, as always, were the main force in Huizhou market, accounting for 52.8%, down about 4% from last year. The proportion of buyers in Dongguan is 18%, and that in Huizhou is 23. 1%, up by 4. 1% compared with 2020.
It is worth noting that the proportion of new home sales in Daya Bay and Huiyang is not in the forefront of Huizhou. According to the data of Leyoujia Research Center, in the fifth week of 20021July, the number of first-hand residential online signings in Zhong Kai District accounted for 27% of the city, ranking first; Huicheng District occupies 22%, ranking second; Boluo county accounts for 17%, ranking third. As of August 3, 20021year, the average listing price of second-hand houses in Huizhou was 13700 yuan/square meter.
Maybe not.
A heavier policy
In addition to the implementation of purchase restriction in Daya Bay Economic and Technological Development Zone and Huiyang District, the Notice also proposes to incorporate the linkage between housing prices and land prices to determine the sales price limit for transferring residential land; Commercial housing projects must disclose all the houses at one time within 10 days after obtaining the pre-sale permit. Within half a year, the discount rate of high-priced real estate prices is less than 5%, and the filing price of unsold housing is lowered; Strictly review the sources of funds for enterprises to purchase land, and enterprises exceeding the "three red lines" are prohibited from participating in land bidding, auction and hanging.
On July 29th, Ni Hong, Vice Minister of Housing and Urban-Rural Development, interviewed the responsible comrades of Yinchuan, Xuzhou, Jinhua, Quanzhou and Huizhou governments, demanding that the decision-making arrangements of the CPC Central Committee and the State Council be resolutely implemented, that houses should be used for living, not for speculation, that real estate should not be used as a short-term means to stimulate the economy, that the main responsibility of the city should be effectively fulfilled, and that regulation and supervision should be strengthened to promote the stable and healthy development of the real estate market in the first half of the year.
Li, chief researcher of the Guangdong Housing Policy Research Center, believes that the non-registered population in key areas such as Daya Bay Economic and Technological Development Zone and Huiyang District is restricted to one set. This is the first time that Huizhou has started to restrict purchases, and it is also necessary to make a statement of "true regulation" after being listed as a key city. However, Huizhou may not introduce a heavier policy, because Huizhou's property market demand is heavily dependent on the spillover from Shenzhen. "Huizhou's property market itself has begun to decline. The rise in housing prices is only a structural factor. Once a stricter policy is introduced, the Huizhou property market will fall to freezing point. "
Li also said that the purpose of this regulation is to stabilize the Huizhou property market and reduce Huizhou's dependence on the property market. Large-scale supply is the advantage of Huizhou property market, and it is also a sponge pad to alleviate the demand in Shenzhen. Make good use of this, Shenzhen property market will be stable, Huizhou property market will continue to develop, which is also an important aspect of Shenzhen-Huizhou integration. Therefore, the regulatory policy cannot be very strong when it is implemented in Huizhou. Of course, the Huizhou property market itself has begun to decline, not only because of the impact of regulatory policies, but also because of the downward trend of the Shenzhen property market, which still has an impact on market expectations. What needs more attention is that the mortgage interest rate in Huizhou has risen to a very high level, which may be the highest interest rate in major cities. The interest rate of the first suite is 6.82%, and the interest rate of the second suite is 7.2%. Moreover, the lending cycle of new houses and second-hand houses is very long, coupled with the purchase restriction, the future Huizhou property market will start the downward process.