BMW Auto Finance (China) Co., Ltd. and Zhongheng Credit Cooperative (Xiamen) Financial Leasing Co., Ltd.?

This is your BMW. You originally mortgaged this BMW Financial China, and now they have transferred it to this Zhonghengxin Financial Leasing Co., Ltd., there are two possibilities. First, your car has not expired, and the money has not been returned. Second, well, that is to say, they need a loan and then take out a second mortgage.