Is Ruichi Baifu an online merchant loan?

No, according to the inquiry of official website of Shanghai Ruichi Industrial Co., Ltd., Ruichi Baifu is a car staging platform under Shanghai Ruichi Industrial Co., Ltd., which mainly provides car loans and insurance services for users, but does not provide loans from online merchants. Ruichi Baifu is an investment management company, which was established on July 30, 20 12. Its business scope includes enterprise management services, social legal consulting, immigration consulting services, corporate image planning services, asset management and so on.