What is the people's credit information for?

Credit investigation refers to the collection, arrangement, storage and processing of various credit-related information of individuals or organizations according to law. And after the collection, sorting, storage and processing are completed, we will also provide some services on credit investigation, evaluation and information consultation, so that the society can know the credit situation of individuals or organizations, and then make credit judgments to avoid falling into credit danger.

Content of personal credit information system

Basic information: including some information about the identity of the inquirer, such as name, gender, household registration, communication information, spouse, etc. On this basis, a basic identity information will be sorted out and then displayed;

Credit card information: it will display some transaction information of this person's credit card, including credit card repayment record, credit card running water and so on. To reflect this person's personal solvency;

You can also check whether this person still has loans, overdue loans, debts and other information, reflecting whether this person has bad behavior in credit.