Individuals who have paid the provident fund in Qingdao for half a year can use the provident fund loan to buy a house. The maximum amount of provident fund loans that individuals can use is not more than 800,000. The specific amount of the loan depends on his monthly provident fund deposit base, whether he is married or not, his age, and whether the house he bought is a first-hand house or a second-hand house.
Second, how much can Qingdao second-hand housing provident fund loan borrow?
Qingdao second-hand housing can now borrow 250 thousand, the highest! Commercial housing can borrow 400,000 yuan, the highest! As you said, you can borrow 250 thousand! 250,000, 20 years and one month is more 1 0,000 points. You can go to the peninsula online. There is a mortgage calculator on it. You can figure it out yourself.
Third, Qingdao second-hand housing provident fund loan, this is my first suite, 440 thousand, I want to ask most. ...
If your credit status is good, the minimum loan for provident fund can be 20%, that is, the down payment is 88,000 yuan and the loan is 352,000 yuan. It's enough for you alone. One person can borrow 500,000 at most. But yours is a second-hand house, depending on the evaluation price. If the house is very old, then the appraisal price is not 440,000, for example, 400,000, then only 320,000 yuan can be borrowed, and the down payment is1.20,000. In addition: you have to meet the conditions of 20% provident fund loan, which is the first suite, below 90 square meters.
4. How much can Qingdao second-hand housing provident fund loan borrow?
Qingdao second-hand housing can now borrow 250 thousand, the highest! Commercial housing can borrow 400,000 yuan, the highest! As you said, you can borrow 250 thousand! 250,000, 20 years and one month is more 1 0,000 points. You can go to the peninsula online. There is a mortgage calculator on it. You can figure it out yourself.