They are all small loan companies, specializing in it, and there are many routines.
2. Is Ping An Pratt & Whitney's loan really legal?
Ping An HP's loan interest rate is very high, which is of course illegal, but many people still borrow it because it is easy to borrow money. abstract
Is Ping An Pratt & Whitney Loan Legal?
Ping An HP's loan interest rate is very high, which is of course illegal, but many people still borrow it because it is easy to borrow money. answer
Ping An Anpuhui negotiated to reduce the principal, but I can't pay it back in one lump sum now. I want to pay in installments every month. Can I ask questions in stages?
You can't pay back the borrowed money, and then you come to cry for poverty and say that Ping An Hewlett-Packard is, and you don't want to pay it back? answer
Generally, the loans negotiated and reduced are all one-time repayments, and the platform can't help you reduce them. answer
Negotiating Ping An Pratt & Whitney can repay the principal in installments, but it cannot reduce the principal. How to deal with it?
If there is no money to repay the principal in one lump sum, you can only choose to repay the principal in installments.
If it is reduced, you can't answer it.
It is said that Ping An Pratt & Whitney is a liar, and I am afraid to ask for money after negotiation.
No, you have to sign a repayment negotiation with the other party first, that is, write clearly how much you want to pay back every month, and just pay back several installments in one installment. answer
You have to sign the agreement yourself.
Sign the agreement by email or how to sign the agreement, so as not to be asked by routine questions.
Let the other person not go back on his word. Answer.
Anything, electronic protocol, you save the picture to answer.
It's better to have a paper agreement, and everyone will answer it with an agreement in his hand.
It's already been discussed. I returned the money. Will he give me a statement? Will you still be on the credit report? Ask a question
If the money is paid off, the credit will not be sent. You have negotiated repayment and transfer records. The money will be paid after the transfer of the agreed number of installments. answer
If you can't open a settlement certificate, there is no threat to you. Answer.
Ok, thank you for your concern.
Pay back the money, that is, don't pay back the cash, you must transfer it by bank, and there are records and evidence to answer.
Third, what should I do if I owe Pratt & Whitney a mobile phone loan? Can I return it?
No problem.
What are the consequences of the loan money?
If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;
If the lender fails to perform the judgment within the performance period after winning the case, it will apply for enforcement;
When accepting enforcement, securities and deposits will be transferred according to law;
If the lender has no property to enforce, refuses to perform the effective judgment, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
Basically won't affect, in the future.
4. Is Pratt & Whitney mobile phone loan legal?
Previously, Ping An Pratt & Whitney has obtained two small loan licenses, namely Chongqing Jinan Network Small Loan License and Hunan Ping An Pratt & Whitney Limited Small Loan License. Therefore, Ping An Pratt & Whitney has no problem in lending qualifications.
loan interest
According to the law of our country, it is illegal for the annualized loan interest rate to be above 36%. Judging from the current situation of Ping An Pratt & Whitney loan, the annualized loan interest rate is mostly within 20%, and there is no red line.
Collection method
In terms of collection, Ping An Pratt & Whitney Loan continues the collection methods of formal financial institutions, and there are basically no violent collection methods such as exploding address books, threatening intimidation, and writing big characters. Under normal circumstances, Ping An Pratt & Whitney loans are collected by telephone, SMS and door-to-door according to regulations. For borrowers with serious overdue, Ping An Pratt & Whitney Loan may take legal channels.
To sum up, Ping An Pratt & Whitney loan is legal from three aspects: loan qualification, loan interest and collection method.