1, discount interest, the financial department provides some funds for the discount loan, and the loan interest rate will be lower, which can bring certain practical benefits to the borrower.
2. The threshold is low, and student loans pay more attention to the actual situation of enterprises, such as operating conditions and financial conditions. Traditional loans have less complicated guarantee requirements and are easier to obtain than ordinary commercial loans.
3. The process is simple. The guarantee method and lending process of student loans are relatively simple. For small and medium-sized enterprises to apply for loans, they can get financing support in a short time.