The payment base is 20% of the average social wage (the highest can be 300% of the average social wage and the lowest can be 60% of the average social wage). Pension insurance 15 years, you can get a pension when you reach the legal retirement age, but you can enjoy medical insurance benefits after 25 years of medical insurance. This is the current national regulation. You are still young, so it is more appropriate to pay the lowest grade for a few more years.
The monthly payment is:
Old-age insurance: the average wage of local society ×60%×20%.
Medical insurance: local social average wage × 10%
As for how much pension you can get for retirement, I can't think of it yet. I'll give you a calculation formula, and you can work it out yourself:
Measures for calculating and distributing pensions:
1. basic pension = (when retiring, the average monthly salary of employees in the whole province last year is ten times the average monthly payment salary) /2 × payment period) × 1%.
2. Personal account pension = the amount of personal account storage at retirement/the number of months corresponding to my retirement age.
1those who joined the work on or before September 30, 1998 also have transitional pensions.
Three factors affecting the amount of pension:
1. When you retire, the salary in the province in the previous year (the salary in the province is increasing every year, and the pension is also increasing year by year. Therefore, the later the retirement time, the more pensions);
2. My payment period (the longer the payment period, the more the pension);
3. Personal account savings (the more contributions, the more pensions.