What should I prepare for the interview of the bank risk department?

1: Understand the national macro-monetary policy and the recent new monetary policy, and know a little, just a few words.

If you still have time, you can probably understand the particularity of real estate loans.

3. Understand the audit focus of financial statements.

4. What's more, you may be asked, "What if the loan is due and the enterprise hasn't come out yet?" You can answer: "If I were you, I would urge the account manager to contact the enterprise before the loan expires, pay close attention to the capital situation of the enterprise and try my best to prevent this from happening." If it has happened, I will work with the account manager and department manager to analyze whether it is possible to recover the loan in the short term. If you can't recover it, then contact a lawyer and dispose of the collateral. "

In fact, in the interview, you can know some special details and general knowledge that you won't ask. You can guide the interviewer and try to say what you know.

Wish you success!