Advantages of German-Italian car loan:
1, which is more professional and humanized than ordinary car loan companies, and the down payment and application threshold are also very low.
2. Germany and Italy changed most links such as approval and signing from offline to online. After the "second approval", electronic signing further shortened the whole business process.
3. Deyi Auto Finance does not need supplementary materials for two certificates and one card. Get the results in 30 minutes and drive home that day.
Most banks stipulate that the down payment of car loan is 30% of the car price, and the loan period is generally 3 years. German and Italian auto finance has a low down payment ratio and short loan time. One-stop car purchase, loan, insurance and other businesses can be done.
German and Italian car loan disadvantages:
1, the loan interest rate is relatively small, but not much.
2. The loan interest rate is high, and the repayment interest rate is higher than other methods.
Committed to providing efficient and convenient service experience for car dealers and car consumers. The loan funds mainly come from banks and other financial institutions. At present, Deyi has carried out in-depth cooperation with nearly ten banks and docked billions of credit assets. He has rich experience in IT system docking, offline process docking and data docking, ensuring the stability, compliance, smoothness and efficiency of the process, and his business ability has been highly recognized by the capital.
Information needed for car loan
1, personal loan application;
2. Valid identity documents of myself and my spouse;
3, I and my spouse's occupation, position and income certificate;
4. Marriage certificate (unmarried certificate is required, except those who have not reached the legal age for marriage) and household registration book;
5. Original ID card, residence booklet or other valid proof of residence, and provide a copy;
6 car purchase agreement, contract or letter of intent signed with the dealer;
7. Proof that the down payment has been deposited or paid;
8. The supporting documents or materials required for the guarantee;
9. Other documents required by the Cooperation Organization.