What's the maximum social security loan?
First of all, social security loans must meet the following conditions
1. Social security is paid continuously 18 months or more without interruption.
2, must be 22-55 years old (excluding) residents of China (excluding Hong Kong, Macao and Taiwan).
3. Have a stable job, and the work unit buys social security and provident fund for individuals.
4. The place of work is the same as the place of application, the place of work and the place of social security payment.
5. No overdue records, and the ability to repay the loan principal and interest on time.
Compared with your own conditions, if you can basically meet them, you can try to apply for social security loans in the bank.
Everyone's social security contributions are different, so the loan amount will be different. Social security loans can be up to 500 thousand.
But the reality is that it is rare to get such a high loan amount. The loan amount must be evaluated by personal qualifications and calculated by the social security paid.
What is a social security loan?
Social security loan, also known as social security credit loan. Refers to the long-term payment of social security customers, can apply for ultra-low interest rate consumer loans through Huadian guarantee. Its uses can be: car purchase, decoration, marriage, travel, purchase of furniture and household appliances. Social security credit loan, up to 500 thousand, up to 3 years. Fast processing speed, ultra-low cost and no charge for failure. At present, some financial institutions have indeed launched such loan products, such as * * Changheng Huicheng Information Consulting Company's "Social Security Loan". The loan is a credit loan business without mortgage and guarantee.
Social security loan application conditions
If the social security payment period does not meet the requirements, you can also provide proof of continuous payment of provident fund for more than 8 months. Citizens of China (excluding Hong Kong, Macao and Taiwan) aged 22-55 have a fixed job, and their work units have recently paid social insurance/provident fund for them continuously for 6 months, and the social insurance or provident fund payment base is more than 2,000 yuan. The work place is consistent with the application place, and the credit record of the work place is normal without overdue notice. If the social security payment period does not meet the requirements, it is also acceptable to provide proof of continuous payment of provident fund for more than 8 months.
Materials required for social security loans
Borrower's ID card, borrower's personal credit information exposure, borrower's residence certificate and borrower's social security certificate.
Where can I apply for a social security loan?
At present, the information collected is that * * Changheng Huicheng Information Consulting Co., Ltd. can make social security loans, with the loan term of 12-36 months and the interest rate of months. Tips: The above data are for reference only, and the specific data have been actually consulted.
Minsheng Bank Social Security Loan Social security loan is a small credit loan business in RMB issued to natural persons who meet the conditions of social security deposit for their personal consumption.
Basic information of the borrower
1. A natural person who has reached the age of 25;
2. The borrower has a good credit record;
3. Have the corresponding repayment ability and asset strength;
4. Meet the relevant requirements of Minsheng Bank for pension payment;
5. Meet other conditions stipulated by Minsheng Bank.
Bidding process
1. You can apply at any branch of Minsheng Bank.
2. Loan process Loan application → loan investigation → loan data collection → loan approval → loan signing and issuance.
The information you need to provide
1. Proof of the identity and marital status of the borrower;
2. Proof of work income;
3. Pay social security certificate;
4. Other materials required by Minsheng Bank.
The above contents are related answers. To borrow money from social security, you need to meet certain conditions. Social security has been paid continuously for more than 18 months, without interruption or overdue records. You have the ability to repay the principal and interest of the loan on time, with a maximum loan of 500,000 yuan.