I just bought a second-hand house, and I am exhausted from looking at the house to getting the certificate. I hope my experience will help parents who want to buy a house.
Try to find some bigger intermediaries, such as Kewei, 2 1 century, Pacific, etc. This intermediary transaction chain is relatively transparent.
Look at the house carefully. Buying a house is a big deal. Don't be disturbed by some external factors. Looked at the house several times. The environment, facilities and properties of many houses should be clarified. The intermediary will urge you to buy a house for various reasons. There are many customers, the landlord is in a hurry and so on. Don't listen to them. Look at yourself.
Communicate with the landlord more. After contacting the landlord through the intermediary, ask the landlord's phone number directly, regardless of the intermediary's nonsense. It is because the information between buyers and sellers is not smooth that the intermediary wants to get black-hearted money. If the intermediary refuses decisively, then look at the house several times and negotiate the price directly with the landlord.
Be careful when signing a contract. Basically, if you are optimistic about a house, you must pay a deposit and pay as much as possible. When signing a contract, you must set a date first, because it is very slow to go through all kinds of formalities. If there is something wrong with your account, it will take a month and a half, so it will take longer. Before signing the contract, you should know the age of the house and the types of taxes to be paid. Be sure to ask the intermediary to make a list of all kinds of fees to be paid, sign it for confirmation, and ensure that no other fees can be charged, otherwise it will be paid after signing the contract. When signing the contract, you should specify the amount of the agency fee, and write that an agent is responsible for handling various procedures. Before you get the real estate license, the agency fee will not be paid in full. Don't let the intermediary pay you all kinds of taxes and fees. Remember to pay only the agency fee, and the rest should be mastered by yourself. Don't be afraid. If the intermediary says it will take a long time to pay taxes and fees, they are bluffing. Actually, the procedure is very simple now, and it won't take long.
The loan evaluation process should be clearly stated in the contract, and you should set up your own loan bank. You ask them to specify, and they ask for money on the grounds of various service fees. I also pay for the house myself.
Generally speaking, that's it. When dealing with intermediaries, you have to guard against them like villains, especially small intermediaries. They are absolutely despicable people who have forgotten their interests. Morality and parents are nothing to them. Only RMB is their morality and parents.