Some credit cards belong to the rights enjoyed after swiping the card. For example, CITIC's 9 decentralization means that you can accumulate a 9 decentralization if you spend more than 299 on your credit card three times. Decentralization can generally be exchanged for movie tickets, coffee and so on.
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Extended data:
The main features of credit cards:
1. Cash deposit in advance is not allowed. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.
2. It is one of the fastest developing financial services, and it can replace the traditional cash circulation in a certain range.
3. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.
It is a high-tech product integrating financial business and computer technology.
5. It can reduce the use of cash currency.
6, can provide settlement services, convenient shopping and consumption, enhance the sense of security.
7. It can simplify the collection procedure and save social labor.
8. It can promote commodity sales and stimulate social demand.
Baidu encyclopedia-credit card