This is not necessarily related to your annual income, but mainly depends on your monthly balance. Usually the monthly contribution accounts for 1/3 of your income. So according to this speculation, if you buy a 600,000-yuan house, with a loan of 450,000 yuan and a down payment of 30%, your monthly supply should be 3,368 yuan, so you don't have much repayment pressure, and your monthly salary should be tens of thousands, so it is concluded that your annual salary should be at least12-150,000.