Mortgaged house mortgage:
Mortgaged houses can only be loaned after paying off the mortgage. If it is still mortgaged, it is impossible to make a mortgage loan, and the buyers have no property rights of the house.
Mortgage loan:
① The word "Mortgage" is a Cantonese transliteration of the English word "mortgage";
(2) refers to real estate and other physical assets or securities, contracts, etc. As collateral, obtain a bank loan and pay off the principal and interest in installments according to the contract. After the loan is paid off, the bank will return the collateral;
(3) Mortgage means that the mortgagor takes the mortgage beneficiary of property right transfer as the repayment guarantee, and after the mortgagor pays off the loan, the beneficiary immediately transfers the involved property right to the mortgagor;
④ In this process, the mortgagor enjoys the right to use the property.