Information inquiry platform, in which the registration information of chattel mortgage can be inquired, so that the inquired company can have the record of mortgage loan and the business license can also be inquired.
2. Can I get a loan for my business license?
Yes, the specific amount is determined by the bank according to the qualifications of the borrower.
Business license loan process:
1. Submit a business license loan application to the bank and consult the loan related matters;
2. Submit business license loan process related information, such as business license certificate. If self-employed individuals apply for loans, they should provide the bank's operating flow for nearly six months. If enterprises apply for loans, they should provide the operating flow certificate and corporate financial statements for nearly one year. And the borrower's credit report;
3. Wait for the approval of the bank. If approved, both parties will sign a loan contract. Apply for mortgage loans, mortgage registration procedures;
4. The bank issues loans to designated accounts.
Business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in certain production and business activities. Its format shall be uniformly stipulated by the State Administration for Industry and Commerce.
The registered items include: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. Business licenses are divided into originals and duplicates, which have the same legal effect. The original shall be placed in a prominent position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred.
Without a business license, industrial and commercial enterprises or individual operators are not allowed to start business, engrave official seals, sign contracts, register trademarks or advertise, and banks are not allowed to open accounts.
3. Can I get a loan with my business license?
If you need a guarantee, please ask at the postal bank or credit cooperative.
4. How to get a business license? What are the loan conditions of the business license?
Application conditions:
1. The project to be operated needs to reach more than one year, and a business license audited by the industrial and commercial department is required.
2. The applicant is a China citizen with full capacity for civil conduct and a fixed residence.
3. The borrower must have enough repayment ability to provide the bank with running water for nearly half a year.
4. Applicants need to have a fixed business place and a stable income.
5. The borrower needs to have a good personal credit record.
6. Need to guarantee, mortgage or pledge.
Application materials:
1, the original and photocopy of ID card and household registration book are consistent with the original;
2. Provide the original and photocopy of the annual business license and tax registration certificate;
3. Relevant information that can prove their legitimate income;
4. Relevant information that can prove their marital status;
5. Provide legal and sufficient collateral and evaluation report;
6. The mortgagor or pledger shall fill in the mortgage (pledge) pledge in bank format;
7. Other information required by the bank.
Application process:
1. Submit a business license loan application to the bank and consult the loan related matters;
2. Submit business license loan process related information, such as business license certificate. If self-employed individuals apply for loans, they should provide the bank's operating flow for nearly six months. If enterprises apply for loans, they should provide the operating flow certificate and corporate financial statements for nearly one year. And the borrower's credit report.
3. Wait for the approval of the bank. If approved, both parties will sign a loan contract. Apply for mortgage loans, mortgage registration procedures.
4. The bank issues loans to designated accounts.