First of all, you should call 95569 to report the case within 48 hours. In case of serious cases, call110;
The Pacific Insurance Association will send surveyors to conduct on-site survey at the first time;
Cars mainly store all information;
After the investigation, determine the damage and judge whether to maintain it according to the situation. If maintenance is needed, go to the designated repair shop for maintenance, and finally check the damage;
Submit the claim information, check whether the situation is true, and finally receive the compensation, and Pacific Insurance will pay it within the prescribed time limit.
Two. Precautions for Pacific Insurance Claims:
1. Pacific Insurance reporting methods: telephone reporting, online reporting, reporting to insurance companies, and reporting by claim adjusters. After the accident, the police station or criminal police team should be notified within 24 hours and the insurance company should be notified within 48 hours. Report the case to Pacific Insurance Company, explain the place, time and reason of the accident, and answer a few simple questions, such as whether there are any major property losses or casualties.
2. According to the requirements of Pacific Insurance, wait for the Pacific Insurance adjuster to take photos and register at the scene of the accident. After taking photos, the Pacific insurance adjuster can call the Pacific insurance adjuster that evening or the next day to find out the reimbursement amount.
3. Then go to repair the car, and put away the repair invoice and the parts replaced when repairing the car. Submit the invoice and accessories to the insurance company office. And copy driver's license, driving license and bank card.
4. The insurance company completes the final registration, then goes home and waits, and sends the reimbursed money to the copied bank card. The whole process is over.
5. Time limit for claim settlement: If the insured fails to file a claim settlement application with the insurance company within 3 months from the date when the insured vehicle is repaired or the accident is settled, or fails to receive the due compensation within 1 year from the date when the insurance company notifies the insured to receive the insurance money, it will be deemed as automatic waiver.
When a vehicle crashes into a wall, steps, cement injection, trees and other accidents that do not involve compensation for others, it is not necessary to report the case to the traffic police and other departments, but directly report the case to the insurance company in time. Wait for the people from the insurance company to explore near the scene of the accident, or drive to the insurance company to report the car for inspection.
Third, Pacific Insurance claims need to submit complete materials, and different claims should be submitted according to different situations. It must be clear and submitted in a timely and complete manner. Pay attention to vouchers, certificates, invoices, vouchers and seals. Reduce the haste of claim settlement and gain time.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.