In order to provide customers with a better service experience, some banks or insurance companies will provide customized value-added services around the different needs of customers. Clever choice and use of standardized and transparent value-added services will bring great convenience to life and increase the sense of security and happiness in life. CITIC Bank Credit Card deeply understands consumers' demand for health management, and launched Xiao Xin Health Preferred Member. From 29 yuan, you can enjoy the services of 7×24-hour family doctor accompanied by Xiao Xin health consultant, Xiao Xin tooth cleaner to protect oral health, and considerate and comprehensive Xiao Xin medical examiner. The rich service system brings one-stop "financial+health" services to users. The credit card "Xiao Xin Physical Examination Member" service of CITIC Bank cooperates with selected authoritative physical examination institutions, which can better help cardholders and their families to master their health status. The core of the service is to provide customers with health rights and interests, such as 1 year family doctor consultation service and 2 luxury business physical examination services, among which luxury business physical examination services provide up to 27 customized physical examination services. In addition, the member service also sets a 15-day consideration period for the products. If customers do not use their rights or services after placing an order, they will provide an after-sales policy of unreasonable refund. In addition, cardholders can also enjoy credit card loss reporting fee reduction and zero consumption SMS reminder service.