2. Non-registered households in this Municipality shall provide proof that they have paid social insurance or personal income tax for more than 2 years in this Municipality within 3 years. The paid social insurance or personal income tax certificate shall not be used as a valid certificate for purchasing a house.
3. Deepen differentiated housing credit. In order to ensure the housing demand of staff in Tianjin and other places, crack down on housing speculation by financial leverage, and further strengthen differentiated housing credit policies, the specific measures are promulgated and implemented by Tianjin Branch of the People's Bank of China in conjunction with Tianjin Banking Regulatory Bureau. Relevant departments should provide convenience for loan banks to inquire about the borrower's household registration, housing, marital status and other information.
What should I do if I buy a house?
1, purchase real estate in non-restricted areas, and give priority to solving the hukou problem.
Some cities implement zoning purchase restrictions, such as the central city, and some new districts and development zones are not limited to purchase. Therefore, you can choose to buy a house in these non-restricted areas. Before buying a house, understand the policy of "buying a house to solve the account" in the non-restricted area. It is best to move the account to the non-restricted area and become a local account. Generally speaking, there are fewer restrictions on buying a house with a local hukou.
2. Buy unrestricted real estate.
Generally speaking, ordinary houses with 70-year property rights are restricted, while houses with 40-year property rights and 50-year property rights are not restricted. In addition, when planning to buy a house, we must first have a specific understanding of the purchase restriction policy of the corresponding city. For example, some cities only restrict the purchase of new and second-hand houses.
3. Get married and get a household registration in this city before buying a house.
Judging from the purchase restriction policy, the requirements for household registration in this city are generally loose. People who are not registered in this city can get the qualification to buy houses if they marry people registered in this city; If it is a young couple who are in love, one party is limited to purchase, and the other party is qualified to buy a house. After marriage, they can buy a house together.
4. Move the registered permanent residence into the city.
There are many ways to enter the city, introducing talents and relying on relatives and friends. If you have a household registration in this city and have obtained a household registration in this city, you can buy a house. If you bought a house in the urban area before, but didn't move to the account, you can sign an account in the urban area if you meet the conditions for solving the account. This is a local account and you can enjoy the purchase policy of local household registration.