Now, second-hand houses are favored by many buyers. After seeing the second-hand house, many buyers paid the deposit in a hurry to prevent the house from being bought by others, but later found a better house, or felt that the house was bought at a loss, and the deposit was difficult to get back.
The deposit cannot be refunded. Check the seller's qualifications and property rights before buying a house.
Whether it is a new house or a second-hand house, the deposit is not refundable. If there is a seller qualification problem (for example, the seller is not the owner) or a house property right problem (for example, the house is mortgaged by a loan or a debt dispute, etc.). ), even if the buyer pays the deposit, the house can't be traded normally. Here is a "chestnut":
Mr. Guo came to see a second-hand house, but the owner raised the price and found another place. But at present, the house price is rising too fast. He is worried about the owner's price increase, so he paid the down payment of the house in a hurry. Later, he found that the house also had bank loans, and the property rights were unclear, so it was difficult to transfer ownership. Property buyers must check the qualifications and property rights of the seller before paying the down payment. If there are debt disputes and mortgage loans, don't give the down payment to the other party to avoid personal losses.
See details when signing the deposit agreement.
The terms of the deposit agreement should also include various details of the transaction. For example: the geographical location of the house, transaction price, parking space price, parking space number, and even the relevant agreements on educational real estate. For buyers who buy educational real estate, it is necessary to note in the deposit agreement whether the house belongs to the school district and whether the school district quota has been used. To prevent them from buying a house but not going to school.
The maximum deposit for house purchase is 20% of the house price.
Sun Xiao took a fancy to a second-hand house with a total price of 3 million yuan, but it was difficult to negotiate with the seller to pay the deposit, because the other party asked for 700,000 yuan, and she didn't have that much cash in her hand. The amount of the house purchase deposit shall be agreed by both parties, but it shall not exceed 20% of the subject matter of the main contract. Buyers who are rated by Jiaotong University can choose to supervise the funds. In this transaction, Sun Xiao only needs to pay the seller a deposit of 600,000 yuan.
Legally, the deposit agreement is binding on both buyers and sellers, and both parties must perform their obligations according to the agreement, otherwise they will bear certain legal consequences. If the buyer fails to complete the second-hand house transaction as agreed, the seller may not refund the deposit; If the seller fails to complete the second-hand house transaction as agreed, the buyer may require the seller to double the deposit.
In terms of deposit, buyers should pay attention to the above three points. The deposit trap is unchanged. Before signing the deposit agreement, buyers should know what they should check, what should be agreed in the deposit agreement and the specific pricing of the deposit agreement, so as not to cause personal losses.
(The above answers were published on 2016-12-14. Please refer to the actual situation for the current purchase policy. )
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