Buying a car by mortgage is a common form now, and salesmen, including 4S shops, are more willing to let users mortgage. There is a service charge of 3000 yuan for buying a car, mainly for mortgage service. Generally speaking, 4S stores will charge thousands to tens of thousands. Because this fee is not clearly defined, the service fee will be different between different cities or different vehicle brands.
For example, there was a service charge of 12575 yuan in the "Mercedes-Benz female car owner" incident. A car with an average car price of more than10,000 basically costs about 3,000 yuan, but in fact this charge itself is unreasonable. It is suggested that users with mortgage demand can contact banks or financial institutions directly without going through a third-party platform.
Matters needing attention for car service fee:
Friends with sufficient funds suggest buying a car in full. In fact, you don't need to pay a deposit, just find a car you are satisfied with and buy it. But if you need a loan, you can actually go to the bank yourself. Although the procedure is complicated, there is no service charge.
The service fee charged by 4S stores is completely illegal. 4S shop has no financial services, so it is absolutely impossible to issue any invoices after receiving this money.
The products used in each 4S store are uneven, but most of them are in pursuit of profit maximization. The pit owner has personally seen the navigation of three products sold in 4S stores and the imitation of famous brand films. Most of the key products are very expensive, and it is sometimes nonsense to buy the so-called original models at this price.