1, common sense of buying a house: what is a commercial house?
Commercial housing refers to the real estate developed, operated and sold by qualified real estate development companies (including foreign-funded enterprises).
2. common sense of buying a house: what is a fund-raising house?
Raising funds to build a house is a kind of housing that changes the system that housing construction is contracted by the state and units, and the government, units and individuals are jointly responsible for housing construction through raising funds. Individual workers can contribute in full or in part according to the house price, and the government and relevant departments will give some relief in land use, credit, building materials supply, taxes and fees. The ownership of fund-raising houses shall be determined according to the proportion of capital contribution. Individuals who fully contribute according to the house price have all the property rights; If an individual contributes, he will own part of the property rights.
3. common sense of buying a house: what is an anjufang?
Anjufang refers to the housing (belonging to the category of affordable housing) built by the state's "housing (or comfortable living) project". It is a non-profit housing for the majority of low-and middle-income families, especially for poor households with a per capita housing area of less than 4 square meters. The loan is arranged by the state and the local self-raised funds are built. The sales price is lower than the cost, and the government gives subsidies.
4. common sense of buying a house: what is a rough house?
Refers to the house where the cement on the ground and wall is exposed when the house is handed over, and the kitchen and bathroom do not contain sanitary ware and cookers, but only the pipe joints are reserved, and the buyer needs to decorate it himself before moving in.
5. common sense of buying a house: what is an auction house?
Traditionally, houses under construction, which are not yet completed and cannot be delivered for use are called faster houses. The overall completion of the house includes: building engineering, equipment installation engineering, interior and exterior decoration engineering are all completed and passed the completion acceptance; Realize "seven connections and one leveling", that is, water supply, sewage discharge, sewage discharge, power distribution, gas supply (gas, natural gas or liquefied gas), telephone call, access road and site leveling.
6. common sense of buying a house: what is an existing house?
Xianfang refers to the house that can be delivered for use after completion and acceptance. Developers have to complete all the construction projects and supporting projects of the house before the house can be used normally. It is also necessary to pass the quality acceptance of construction projects, the completion acceptance of planning, and the acceptance of fire protection, and obtain the certificate of delivery and use of new houses.
7. common sense of buying a house: what is a low-rise, multi-storey, medium-high-rise, high-rise and small high-rise residence?
Low-rise residence: 1~3-storey residence.
Multi-storey house: a house with 4-6 floors.
Middle and high-rise residence: 7~9 floors residence.
High-rise residence: 10 floor and above 10 floor.
Small high-rise: 10~ 12-story residence.
8. Common sense of buying a house: What is the building floor area ratio?
Refers to the proportion of all buildings in the planned construction land area of the project. Accessory buildings are also included, except those that should be noted as not included in the area.
9. common sense of buying a house: what is the building density?
Refers to the proportion (%) of the total basement area of various buildings in residential land, which can reflect the vacancy rate and building density within a certain land use range.
10, common sense of buying a house: what is the greening rate?
Refers to the proportion of the green area within the planned construction land area of the project. For property buyers, high greening rate is better.
1 1, common sense of buying a house: what is a public area?
Public area refers to the sum of the areas occupied by public corridors, stairs, lobby floors, water tanks and elevators. In order to ensure the normal life in the house. When consumers buy commercial housing, the sales unit will share the public area with the user and count it into the user's construction area.
12, common sense of buying a house: what is the interior area?
The usable area refers to the sum of the net areas used for daily life in each floor plan of the house, that is, the net area available for all doors in the house, including the areas used for daily life such as bedroom, living room, living room, kitchen, bathroom, indoor passage, closet and balcony.
13, common sense of buying a house: what is the construction area?
The building area, also known as the building development area, refers to the sum of the plane areas of each floor measured by the peripheral line of the external wall of residential buildings. Including two items: interior construction area and pool construction area.
14, common sense of buying a house: what is a brick-concrete house?
"Brick" in brick-concrete structure residence refers to a building material with uniform size. There are other special-shaped clay bricks, such as hollow bricks. "Mixed" refers to floors, lintels, stairs, balconies and overhangs, which are combined with brick load-bearing walls and can be called brick-concrete structure houses. Due to seismic requirements, brick-concrete houses are generally below five or six floors.
15, common sense of buying a house: what is a duplex residence?
Duplex residence is a new residential building form popularized in recent years. This feature is that the residence occupies two floors, and the auxiliary rooms such as bedroom, living room, living room, bathroom and kitchen can be arranged in layers. The traffic between the upper and lower floors is connected by small stairs used by users alone, without going through public stairs. The advantages of duplex residence are large lighting area, good ventilation, large indoor living area and auxiliary area, compact layout, clear functions and less mutual interference.
16, common sense of buying a house: what is a bonus room?
Also known as tower residence, it is characterized by arranging several households around a staircase or elevator hub, flexibly dividing households, and each household can generally get two orientations. It has the advantages of corner, good ventilation, flexible terrain treatment and small floor space. However, there are many external walls in some houses, and the cost is high. Some houses are prone to the problem of bad orientation.
17, common sense of buying a house: what is a split-level house?
A house is not on the same plane, that is, the hall, bedroom, bathroom, kitchen and balcony in the room are on several planes with different heights. The area calculation method of split-level residence refers to the area calculation of plane residence.
18, common sense of buying a house: what is the height of the story?
The storey height refers to the residential height measured by "storey", and the height of each storey is required by the state in design, which is called storey height. It usually includes the distance from the lower floor or floor to the upper floor.
19, common sense of buying a house: what is the clear height?
Clear height refers to the net residual value after height minus floor thickness.
20. common sense of buying a house: what is depth?
Depth refers to the actual length between the front wall skin and the back wall skin of an independent house or residential building.
2 1, common sense of buying a house: what is a studio?
A studio is the width of the house. Refers to the actual distance between one wall and another wall in a house. Because it is a natural width, it is also called a studio.
22. common sense of buying a house: what is a provident fund loan?
Workers with permanent residence in local towns and units that have established housing provident fund system for more than 2 years and paid housing provident fund according to regulations can enjoy provident fund loans when the funds for purchasing, building or renovating or overhauling their own houses are insufficient.
23. Common sense of buying a house: conditions for provident fund loans.
1. The total provident fund paid by the borrower and his family members shall be at least 30% of the newly purchased (overhauled) housing expenditure;
2. The borrower has a stable economic income and the ability to repay the principal and interest;
3. The borrower agrees to handle the mortgage registration and insurance;
4. Provide the guarantee method agreed by the local housing provident fund management core and its sub-core;
5. At the same time, submit relevant documents required by the bank, such as house purchase contract or house pre-sale contract, real estate license, land use certificate, deposit certificate of provident fund, etc.
24. common sense of buying a house: what is a mortgage loan?
(The above answers were published on 2017-12-18. Please refer to the actual situation for the current purchase policy. )
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