In August, local property market regulation ushered in a new round of intensive overweight. Huizhou and Jinhua, which were just interviewed in July, have successively introduced new policies. In addition, Hangzhou, Chengdu and Beijing have also increased the regulation of the property market. Industry insiders expect that the overweight regulation in more cities is still on the road.
Some insiders believe that in the past, most of the regulatory policies were old-fashioned, but recently, the regulation began to be "real", and cities with rapidly rising housing prices entered an intensive regulation cycle, because timely filling loopholes led to high frequency of regulation.
Specifically, the "toolbox" of supervision has been continuously enriched, the supervision has been significantly upgraded, and the supervision content has become more refined. In the future, monitoring the flow of funds, rectifying the order of the intermediary market and the reference price system of second-hand houses will remain the focus of supervision.
Huizhou and Jinhua, who were interviewed, introduced a new property market policy.
Since August, many cities have stepped up the regulation of the property market, including Huizhou and Jinhua, which were interviewed by the Ministry of Housing and Urban-Rural Development at the end of July.
On August 9, Huizhou released the property market regulation policy overnight. In this "Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market in Our City", it is mentioned that land transfer is subject to "price limit, land price limit, competitive construction and competitive quality" to control the price increase from the source. In addition, Huizhou began to strictly implement the three-year sales policy for newly purchased houses, and key areas also suspended the sale of newly built commercial housing to foreign registered residents who own 1 set or more houses in the region.
Li, chief researcher of Guangdong Housing Policy Research Center, said that according to the actual market situation in Huizhou, this is the limit that Huizhou can achieve by tightening regulation. Especially for the first time to start the purchase restriction. In Daya Bay, Economic and Technological Development Zone, Huiyang District and other key areas, the non-registered population is restricted to purchase 1 set.
Chen Ye, research director of Guangzhou Branch of the Central Finger Hospital, believes that this is in sharp contrast to Huizhou's previous failure to implement the purchase restriction policy, which reflects the severity of this regulatory policy.
In the industry's view, Huizhou's tightening control policy can't help but remind people that on July 29th, Ni Hong, Vice Minister of Housing and Urban-Rural Development, interviewed the responsible comrades of Yinchuan, Xuzhou, Jinhua, Quanzhou and Huizhou, demanding to strengthen the control of the real estate market to promote the stable and healthy development of the real estate market in view of the new situations and problems that emerged in the first half of the year.
Jinhua, who was also interviewed before, issued the "Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market in Our City" on August 2. Jinhua's new regulatory policies are also comprehensive, including three-year residential sales, strengthening the supervision of second-hand residential prices, improving the linkage mechanism of housing prices and land prices, and optimizing the auction rules of homestead transfer, etc.
Gao, executive vice president of Zhejiang Branch of the Central Finger Hospital, believes that Jinhua market has maintained a high popularity since 20021,and it has also been in the forefront in the ranking of the 100-city price index in recent months. With the implementation of the New Deal in Jinhua, it is expected that the Jinhua market will cool down in a short time, and the phenomenon of inflated second-hand housing prices will also be reduced.
Li also said that the property market in Huizhou was too "hot" in the past two years, which made Huizhou reduce its dependence on the property market. Although Huizhou did not introduce a purchase restriction policy, it was forced to introduce a new policy due to the pressure of being interviewed. It is expected that Huizhou property market will start a downward trend in the future.
Industry insiders expect that the adjustment and upgrading policies of other cities visited are also on the way. Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the follow-up including Yinchuan, Xuzhou and Quanzhou will be overweight.
In August, the regulation of the local property market was intensive and frequent.
In addition to the above two recently interviewed cities that introduced regulatory policies, in August, there were many places that patched the regulation of the property market from many angles, and even introduced a number of policies within one day.
Specifically, on August 2, Dongguan suspended the sale of commercial housing to individual industrial and commercial households, and the auction house was included in the scope of purchase restriction; On August 3, Guangzhou Huangpu cancelled the talent housing policy; On August 5, Hangzhou restricted the purchase and increased the price. On the same day, Chengdu strictly determined the purchase restriction standard for donated houses, and further optimized the review order of house purchase qualifications. On August 6, Beijing restricted purchases and strictly investigated fake divorce; On August 7th, Quzhou stopped selling houses to foreign residents with household registration above 1 suite.
In terms of rectifying market order, on August 3, Haikou stepped up efforts to crack down on chaos in real estate sales, and punished 15 intermediaries and 2 real estate projects; On August 7, Shenzhen announced the preliminary investigation of "Deep Housing Management". Up to now, * * * discovered that 265,438+55 million yuan of loans for business purposes illegally flowed into the real estate sector, and arrested 2 suspects and detained 3 suspects in criminal detention.
From the above, it is not difficult to see that in August, rectifying the intermediary's standardized operation, introducing the guiding price of second-hand houses, restricting business and loans, restricting purchases and sales, land supply, and cracking down on speculation in school districts became important contents of the property market regulation.
In this regard, Zhang Dawei, chief analyst of Zhongyuan Real Estate, believes that in August, "real estate regulation was obviously different". If most of the past regulatory policies were like this, then the regulation in recent days can be said to be "real". There have been loopholes in real estate regulation for many years, which have been obviously patched recently.
Zhang Dawei said that it has become an important feature of 202 1 real estate regulation to talk about cities where house prices are rising too fast. On the basis of "one city, one policy" real estate regulation, the regulatory role of the Ministry of Housing and Urban-Rural Development is being strengthened. For example, five cities, Yinchuan, Xuzhou, Jinhua, Quanzhou and Huizhou, where house prices have increased significantly, became the targets of interviews in July. Since the first half of the year, 13 cities have been interviewed and supervised by the Ministry of Housing and Urban-Rural Development to varying degrees. These cities are basically in the forefront of the national housing price increase, such as Guangzhou, Hefei, Ningbo, Dongguan, Nantong, Chengdu, Xi 'an, Shenzhen, Shanghai, Beijing, Hangzhou, Wuxi and Nanchang.
It is worth noting that on July 22, Zhang publicly stated that the Ministry of Housing and Urban-Rural Development will further implement the main responsibility of the city government with relevant departments, strengthen the supervision and guidance responsibility of the provincial government, and resolutely hold accountable the cities with weak regulation and excessive housing price increase.
According to Cree analysts, the accountability mechanism of the real estate market will continue to strengthen, and the list of key monitoring cities will continue to expand. Bring more third-and fourth-tier cities with overheated real estate market and high housing prices into the supervision system.
Industry: The new round of regulation and control is intensified and more detailed.
The "strict" trend of real estate regulation this year has almost become the common sense of people in the industry.
Among them, Pan Hao, a senior analyst of RealData, said that during the year, many cities issued control policies aimed at the excessive rise of housing prices, the management of commercial housing sales and the related systems of leasing and affordable housing, which led to the gradual clarification of the control direction and objectives of cities across the country, and the control policies will continue to be stricter in the future.
According to Zhang Dawei's analysis, the most obvious feature of real estate regulation in 20021year is intensive release, the mode, intensity and details of regulation have been significantly upgraded, and the "toolbox" of regulation has been continuously enriched.
Kerry analysts also believe that the property market in key cities has entered a new round of intensive regulation and control cycle, with greater regulation and control and more detailed content. The frequency of regulation is often higher. Where there are loopholes, the regulation of "patching" will inevitably catch up, which is also a major reason why this round of regulation tends to be high frequency. For example, since 202 1, Chengdu has issued six new policies, and Shanghai has repeatedly raised prices for nine times.
In Li's view, in terms of real estate policy, financial supervision departments continue to strengthen supervision cooperation on capital flow, with the focus on whether entity credit funds will flow into the real estate market through small lending institutions. In addition, we will rectify the order of the intermediary market and resolutely implement the second-hand housing reference price system.
It is worth noting that on August 2, the new policies of the property market issued by Dongguan, Jinhua and Quzhou all mentioned regulating the reference price of second-hand housing transactions. As early as February this year, Shenzhen took the lead in announcing the establishment of a reference price release mechanism for second-hand housing transactions. Subsequently, Chengdu, Xi, Ningbo, Sanya, Shanghai, Shaoxing, Wuxi and other places successively issued documents to rectify the price chaos of second-hand houses.
In addition, Zhang Dawei also pointed out that we should attach importance to the credit policy. 202 1, the central bank and the Ministry of Housing and Urban-Rural Development are closely linked, and the supply of real estate loans is gradually decreasing. With the tightening of mortgage loans, fever in the real estate market is inevitable.