One-year tax payment certificate or social security
Should be provided before the purchase date. 2? Accumulated payment in Suzhou city (including Wujiang district), Kunshan city and Taicang city during the year? 1? Personal income tax payment certificate or social insurance (urban social insurance) payment certificate for years and above;
There is no social security or tax payment certificate accumulated for more than 2 years within 3 years. Families who are not registered in this city and have obtained master's degree or above, professional titles and professional qualifications of technicians are under 40 years old. If you provide a labor contract signed with the unit, you don't need to provide personal income tax certificate or social insurance certificate when buying a house.
Suspend the sale of newly-built commercial housing and second-hand housing to 1 set and above non-local households; Suspend the sale of new commercial housing and second-hand housing to households with three or more sets of household registration in this city; Real estate development enterprises and real estate brokerage institutions shall not sell commercial housing to unqualified buyers.
Extended data:
Suzhou Housing Credit Policy
1. For the first time, households purchase ordinary houses (referring to houses that have never been purchased), and the minimum down payment ratio is not less than 30% according to national policies.
2. For households that have a record of buying a house loan, but actually have no room when applying for a loan to buy a house; For households who own 1 apartment but have no housing loan records or whose corresponding housing loans have been settled, the minimum down payment ratio for applying for commercial personal housing loans to purchase ordinary housing will be adjusted from 30% to 50%.
3. The resident family owns 1 house and the corresponding housing loan has not been settled. The minimum down payment ratio for re-applying for commercial personal housing loans to purchase ordinary housing is adjusted from 50% to 80%. For households with two or more houses, commercial personal housing loans will be suspended.
4 employees' families use provident fund loans for the first time, and the maximum loan amount remains unchanged; If employees' families use provident fund loans for the second time, the maximum amount of family loans will be adjusted from the current 700,000 yuan to 500,000 yuan, and the maximum amount of single-person loans will be adjusted from 450,000 yuan to 300,000 yuan;
If the employee family uses the provident fund loan for the second time, the down payment ratio will be adjusted from not less than 30% of the total house price to not less than 50% of the total house price; If employees' families use provident fund loans for the second time, the loanable amount shall be calculated by 10 times of the sum of the borrowers' personal account balances, and adjusted to 6 times of the borrowers' personal account balances;
Suspension of accepting employees' families to apply for personal housing provident fund discount loan business (incremental revolutionary business).
References:
Suzhou Municipal People's Government-Notice on Further Strengthening the Regulation of the City's Real Estate Market