1, the maximum amount of foreign exchange that an individual can buy in a year is equivalent to 50,000 US dollars.
2. Individuals may not pay foreign currency to overseas enterprises.
We have been engaged in foreign import agency business in Bessede trade and are familiar with this aspect.
If the other party requests payment by wire transfer, it can be considered.
1, domestic enterprises are transferred to overseas enterprises. But domestic enterprises must have import declaration records, so as to achieve a one-to-one balance.
2. Payment in overseas accounts.
3. Unless the other party changes other payment methods.
Question 2: How to send money to external account? People who send money abroad at home belong to overseas remittance, and the common ways of overseas remittance are as follows:
First, overseas remittance can be made through Western Union, a domestic post office.
Second, we can handle related wire transfer business through the counters of domestic banks such as Bank of China, Agricultural Bank and China Construction Bank.
Third, you can make remittance through domestic bank card online banking, and you can complete the remittance by filling in the relevant information yourself.
It should be noted that no matter which method mentioned above, you need to provide the payee account number, the bank where the payee account number is located, the bank code, the payee address and other related information. Please be sure to collect all account information before remittance.
In addition, both domestic and overseas remittances need foreign currency now, which means that you need to purchase foreign exchange, convert RMB into the currency you want to remit, and then remit it at banks, post offices or online banks.
Question 3: How to transfer money to an external account with Alipay? At present, Alipay does not support overseas remittance. You can wire transfer at the counter or handle related business in online banking.
Question 4: How to remit money to domestic and foreign accounts? Personal overseas remittance business. Most banks have them. But if you want to find a bigger one, of course, savings offices, branches, sub-branches and other business outlets have not opened this business, you just have to go to the counters of local branches and head offices to handle it. Of course, China banks are more mature and perfect in foreign exchange business. Bring your personal ID card and remittance account number to the business outlets. You can buy foreign exchange at the counter.
Question 5: How to remit money to the account of a foreign bank? If there is the other party's name and bank account number, and the bank address of the account (it must be clear); You can contact the staff of domestic banks to buy Australian dollars for wire transfer to your designated Australian account, in which the bank charges a handling fee and compares the exchange rate, which is easy to avoid trouble.
If you don't have a bank account, you need to know the other person's name, his name in Australia, and then buy an Australian dollar bill in his name at the bank. The procedure is not troublesome. But if you want to send the bank draft to him yourself, it's safer to send it by registered mail. It will be very troublesome if you lose it. If you lose it, you can ask the bank for help. This time is long and the handling fee is high. The exchange time in Australia can be asked by domestic and other banks.
Finally, it is more convenient and safer for the other party to open an account immediately.
Question 6: How to send money abroad and what information do you need for remittance? For example, remittance from abroad to China requires payee, account number and bank, but there is also a SWIFT code. Your English is SWIFT code, followed by account number. Personal foreign currency remittance can't exceed $50,000 a year.
Question 7: Domestic remittance to overseas account is 1. Each person can purchase foreign exchange at a quota of $50,000 per year, which is convenient for family members to purchase foreign exchange directly through online banking.
2. Deposit money into a credit card or an international debit card (ICBC, Minsheng, etc.). Have such a card) and go abroad to spend money.
Question 8: Can Alipay remit money to overseas accounts? Alipay has online remittance service, which can remit money to overseas accounts. Shanghai Bank Remittance is an online cross-border remittance service provided by Shanghai Bank for Alipay real-name authentication users, which supports remittance to bank accounts of companies and individuals.
Use premise:
1, only accounts that support mainland individuals' real-name authentication and upload ID photos;
2. The account must be bound to the mobile phone;
3. The account must provide the card number information of express savings card, which is only used for the identity authentication of Shanghai Bank. The funds needed for remittance are deducted from the payment method specified by the user.
Process:
1. Log in to Alipay account on the computer, and click the remittance record in Application Center-Transfer-Remittance to modify, add or delete remittance information.
2. Fill in remittance information: payee's account, payee's address, sender's address, currency, remittance purpose, etc. Click Next; If the money has been remitted before, you can choose the receiving account and payee.
3. Click the confirmation information to make payment, and select the payment method to make payment.
Note: At present, Shanghai Bank supports ten major currencies: US dollar, Euro, Hong Kong dollar, Canadian dollar, Australian dollar, Swiss franc, British pound, Singapore dollar, Japanese yen and New Zealand dollar. Reminder: the payment exchange rate is calculated according to the spot foreign exchange selling price of Shanghai Bank at the time of remittance creation.
The handling fee of Shanghai Bank is 50 yuan RMB/transaction, which is charged by Alipay on behalf of Shanghai Bank and borne by domestic remitters; The handling fee of overseas banks is the transfer fee or entry fee that overseas banks may charge, and the specific amount is determined by overseas banks. Overseas bank charges will be deducted from your remittance amount, so there will be a difference between the remittance amount and the actual payment amount. If in doubt, please consult the payee's charging policy.
Question 9: How to send money abroad through online banking? 1. If you need to remit and receive euros, you can't remit directly in RMB. Please also open a foreign currency account at the designated branch of our bank and purchase foreign exchange. Please consult the local 95588 for information about outlets. For your reference, the regulations for purchasing foreign exchange by individuals are as follows:
(1) Define the scope of individual foreign exchange purchase.
China citizens who hold resident ID cards, military ID cards and armed police ID cards of the People's Republic of China.
(2) Purchase of foreign exchange
Study abroad at one's own expense (tuition and living expenses), travel abroad, business trip, visiting relatives, medical treatment abroad, pilgrimage, training abroad, employment, international exchange, settlement abroad, labor service abroad, mail order fees abroad, payment of membership fees of international organizations, and assistance to immediate family members abroad. It also includes the purchase of foreign exchange under current account such as overseas consultation, other service trade expenditure, goods trade and related expenditure.
(3) Currency of foreign exchange purchase
The currency of foreign exchange purchase can be any of nine freely convertible foreign currencies: US dollar, Hong Kong dollar, Japanese yen, Euro, British pound, Australian dollar, Canadian dollar, Singapore dollar and Swiss franc.
(4) According to the annual total amount management, each person can purchase the equivalent of 50,000 US dollars (inclusive) RMB per year with his valid identity document; If the purchase of foreign exchange exceeds the "annual total of 50,000 US dollars", it is necessary to provide relevant real demand vouchers, which shall be handled according to the actual amount indicated in the vouchers, and the amount is not limited.
If you meet the above conditions, please bring your valid ID card to the local branch where we can handle foreign exchange business to purchase foreign exchange directly. Please consult the local 95588 or the counter staff for specific network information and other specific regulations.
2. In order to ensure the timely processing of remittance instructions, customers need to select the correct receiving bank and region, and input the correct payment information such as account number and account name. Please compare your input carefully according to this operation page.
3, the cost standard:
Fees, including handling fees and post and telecommunications fees, are automatically deducted from the payment account designated by the customer. The handling fee is charged at 0.8‰ of the amount remitted by the customer, with a minimum of 16 yuan and a maximum of 160 yuan. Posts and telecommunications fees are charged at 100 yuan/transaction.
For foreign exchange remittance in foreign currency cash account, our bank will also charge remittance fee according to the foreign exchange quotation of the day, and the charging standard is: (spot foreign exchange selling price-cash buying price) × remittance amount.
4. When you need to use the "U shield" after completing the necessary operations, you will be prompted to insert the U shield and plug it into the USB interface of the computer. Enter the U shield password in the prompt box to complete the transaction.
Question 10: How to remit money from China to the United States? Ordinary telegraphic transfer is the most common remittance method, and there are many places to choose remittance; There is no limit to the remittance amount. The maximum remittance of cash at the counter is $654.38+00,000 (to be verified), and it can reach the other party's account in 2 days. Ordinary remittance requires a certain handling fee, and personal remittance requires 1‰ of the remittance amount, with a minimum of 20 RMB and a maximum of 500 yuan RMB. In addition, individuals who remit money to Hong Kong and Macao will be charged 80 yuan cable fee, while countries outside Hong Kong and Macao will be charged 120 yuan cable fee.
Bank of China provides the collection service of Citibank draft, and customers can take the draft abroad for remittance. Or the Bank of China provides a check in US dollars, but the payee's bank, account number and payee's information must be indicated. The remitter can send the check to the foreign payee, and the payee will cash it at the local hunger bank. Bank of China charges about 0.4-0.5%. Check with your bank whether the receiving bank charges. It takes about three days for the bank to transfer the check to the account.
The advantage of international debit card is that there are four cards: 1 main card, which can realize fast remittance in different places. Handle deposit business, and deposit is free of handling fee. There is no handling fee for spending with a debit card abroad. Suitable for use: storage of living expenses, business trip and tourism.
International credit cards can also realize fast remittance in different places. There is no handling fee for spending by credit card abroad.
Individuals who handle this business in China Post or China Agricultural Bank fill in the remittance slip and pay a certain handling fee. It only takes 15 minutes for the payee to collect the remittance at any Western Union remittance agency outlet in the world.