Share the cases of two former colleagues.
Xiao Jing and her husband are both from Hebei. They work in Beijing. At first, they shared the rent with others, and the rent was about 2000 yuan. Later, Xiaojing became pregnant. Before production, she rented a two-bedroom apartment near the company at a rent of 4,700 yuan (about 20 15).
I chose to rent it near the company because I thought my mother-in-law would come to help me look after the children, so that I could go to work and breastfeed.
After more than half a year, Xiao Jing thought it was not worthwhile. It is better to buy a house, rent a house and repay the loan. It costs money every month anyway.
With the help of in-laws, they bought a small two-bedroom apartment in Fengtai with a mortgage of more than 5,000 yuan. When they bought it, it was 30,000 square meters, and it rose to more than 50,000 in two years.
Xiao Zhang is from Shandong and her husband is from Henan. After the marriage, Xiao Zhang's family gave 300,000 yuan to buy a house, and her husband's family gave 200,000 yuan. Xiao Zhang used this 500 thousand to buy a big three-bedroom house in his hometown county.
But because I still work in Beijing with my husband, I rented a two-bedroom apartment at a rent of 5,500 yuan (about 20 16). Because Xiao Zhang felt that the pressure to repay the mortgage was too great, he did not choose to buy a house in Beijing.
The problem is that the rent has to be paid every month, and the rent will continue to rise. There is not much room for the appreciation of local houses in the hometown county, and you can't live several times a year.
Xiao Jing and Xiao Zhang choose to buy a house in Beijing, and one chooses to buy it in their hometown. It won't take two or three decades, and the gap between three and five years will come out.
As for buying a house, I always think I can buy as much as I can. Even if you can't buy it in a big city, you can buy it in a small city around you.
Once you have the idea of buying a house, you will try your best to make money and save money. After a few years, even if it is not enough to buy a house, there will be some savings.
On the other hand, because there is no goal and no pressure, there may be no money in hand in a few years.