An credit application bank failed.

An Credit is a P2P online lending platform. You didn't pass the examination when you applied for a loan. There may be the following reasons:

1. Insufficient credit score: An Credit will evaluate your repayment ability and risk level according to your personal credit record and credit score. Your low credit score or bad credit record may cause your application to be rejected.

2. Unstable or insufficient income: An Credit requires the borrower to have a stable source of income, and the income should cover the principal and interest of the loan. Your income is unstable or insufficient to support the loan, and your application may fail.

3. The loan amount is too high: An Credit will limit the loan amount of each borrower. If the loan amount you apply for exceeds the maximum limit set by the platform, your application will also be rejected.

4. Other factors: In addition to the above reasons, there are other factors that may also lead to the rejection of the application, such as incomplete personal information and the information provided does not meet the requirements. Your application was rejected. I suggest you read the reasons for refusal carefully and make adjustments and improvements according to the specific situation. For specific reasons, you can also contact customer service of An Credit to help solve it.