What is the down payment ratio of the first suite in Quzhou? The commercial loan for the first home in Quzhou takes the family as the unit. If you buy a house, you can get 70% of the appraised price of the house (the appraised price is generally lower than the market price, for example, the market price of a house is 20.02 million, and the appraised price is 1.8 million, so you can get 70% of 1.8 million, that is, 1.26).
Discount interest rate (benchmark interest rate is 85%) Commercial loans recognize both houses and loans: whether there is a house under the family name and whether there is a loan record before, even if the house has been sold or the mortgage has been paid off, it is also a record.
If you buy a house in Quzhou, you can get a loan of 80% of the appraised house price (within 90 square meters, 70% of the loan over 90 square meters). According to the adjustment, at present, only 75% loans can be obtained in cities that are not limited to purchase. The provident fund is not rated and can only be loaned 800,000 yuan, but it depends on the amount and proportion of the provident fund deposit.