First, whether the investment return promised by the platform is higher than the annual interest rate of 24%, which is the highest point stipulated by national laws. Once it is exceeded, it is illegal.
Second, whether the platform project complies with national laws and regulations. In fact, the all-round return, which was very popular before, has touched the high-voltage line of law.
Third, whether the investment is managed by a third-party bank.
The above three points can roughly judge whether a platform is safe or not.