There are three main reasons why the house has no real estate license. First, there are quality problems after housing development, and it is impossible to pass the acceptance, or it is impossible to hand over the house without obtaining the complete five certificates during the development process. Second, if you buy a mortgaged house, its real estate license is mortgaged to others, and the buyer cannot obtain the real estate license. Third, if the relevant taxes and fees are not settled, it is impossible to apply for a real estate license.
Second, what are the risks of buying a house without a real estate license?
1. Cannot apply for a loan.
In China, the property right of houses is registered and publicized, so the purchased property can only be legally owned after registration. If so, the real estate license is an important certificate to prove the property right of the house. When applying for a loan, the house cannot be proved to be its own without a real estate license, so it is impossible to apply for a loan mortgage.
The till is empty.
If you buy a house without a property right certificate, it is very likely that you will face the situation that money and the house are empty, because the house without a property right certificate means that the property right of the house is incomplete. The reason for this is that the real estate license is mortgaged in the hands of others and the house is used to pay off debts. It is very troublesome to pay the deposit without transfer, and it is also prone to the situation that the house is resold by the owner and others receive the deposit twice, which is very risky.