Can someone else use my ID number for a loan?

Legal analysis: If others know their ID information and have their own mobile phones, they may borrow money online with their own identities. When handling a loan, the lending institution will generally check my identity information. If there is a problem with my personal identity, the lending institution will not handle it. Once you provide your identity information to others, others can borrow money in your name. If you don't repay on time, or even default, the lending institution will eventually ask you for repayment.

Legal basis: Article 17 of the Law of the People's Republic of China on Resident Identity Cards commits one of the following acts, and the public security organ shall impose a fine of more than 200 yuan but less than 1,000 yuan, or detain it for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated: (1) using another person's identity card or using a fraudulent identity card; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.