So you must remember how to check the insurance policy:
How to inquire about the insurance policy? If you don't pay attention, it's easy to lose money every minute! 》
Below I will talk in detail about the methods of inquiring about insurance policies, which are generally these:
1. Insurance company official website query:
Search online for insurance company official website, and find the service center after entering. After logging in the account password, you can find relevant policy information, and the account name is generally user name/ID card/mobile phone number/email address, etc.
2. Insurance company APP query:
Some insurance companies have developed an APP for customers, which will also include the policy inquiry function. For example, Ping An Insurance has "Ping An Gold Butler". After logging in, you can find account management in "My", and there is an entrance for policy inquiry below.
3. China Insurance Association official WeChat official account inquiry:
There is no limit to which company to buy insurance, so some friends may buy several insurance policies, all from different insurance companies. In order to let friends inquire about insurance policies in less time, an official WeChat account named "China Insurance knowledgeable person" developed by China Insurance Association has been put into use. If you check the policies through this official WeChat account, you can find all the policies in your own name.
Specific query steps are as follows:
For more information about insurance policies, you can read this article:
The most comprehensive strategy: teach you how to inquire, manage and view the insurance policy! 》
After successfully querying the insurance policy, the first thing to look at is the following:
1. Check key information: the information on the policy is correct, such as the name of the applicant/insured, ID number, guarantee period, guarantee items, insurance amount, etc. , is very important. If there is something wrong with the policy, you should contact the insurance company to make changes in time.
2. Take a closer look at the responsibility to protect: what can be settled and what can't be settled? Be sure to understand that if the actual situation does not meet your own needs, you should contact the salesman to surrender in time, and there is generally no loss when you hesitate to surrender.
3. Read the health notice carefully: check whether the health notice is filled in according to the actual situation, and contact the insurance company in time if there is any omission to avoid this problem affecting the claim settlement.
Also, if you find a policy, you can send a screenshot of the key information of the policy to your family. If your relatives don't know the insurance policy from beginning to end, if there is an accident, you can't apply for this insurance claim, which is a loss. In view of this problem, this article will have a more detailed explanation. If you are interested, you may wish to take a look: "The policy is managed by yourself. What should I do when my family members make claims? " 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: top student said that the insurance cost is low, so buy the right insurance!