1. Check the terms of the contract: First, you need to check the terms of the contract signed between you and Zhongchang Life Insurance to understand the specific terms and procedures for refunding the deposit.
2. Submit an application: according to the provisions of the contract, submit an application for refund of the deposit to Zhongchang Life Insurance, including the amount of the deposit, the reasons for refund and other related information.
3. Review application: Zhongchang Life will review your application to verify whether the amount of the deposit and the reason for refund are in line with the contract.
4. Refund of deposit: After the approval, Zhongchang Life will refund the deposit to your designated account, and it usually takes some time to complete the transfer procedure. It should be noted that the deposit refund regulations in different regions may be different, and the specific operation process may be slightly different. If you encounter any problems in the process of refunding the deposit, you can consult the local consumer association or relevant departments for help and support.