Please see the details:
Bank name, account opening fee, annual fee, loss reporting password, card opening or renewal.
Bank of China 10 yuan 10 yuan 10 yuan Unknown 5 yuan/Card.
ICBC 5 yuan 10 yuan 10 yuan 10 yuan 5 yuan/Card.
China Construction Bank 0 yuan 10 yuan 10 yuan 10 yuan 5 yuan/Ka
Agricultural Bank of China Puka 5 yuan 10 yuan 10 yuan -5 yuan/Ka
Color photo card 25 yuan
Bank of Communications 5 yuan 10 yuan 10 yuan Unknown 5 yuan/Card
China Merchants Bank 0 yuan 0 yuan 10 yuan unknown-
Guangfa 5 yuan 0 yuan 10 yuan unknown-
Issued by Shenzhen 10 yuan, 0 yuan, 5 yuan and 5 yuan/Card.
Minsheng Bank 0 yuan 0 yuan 10 yuan 10 yuan 10 yuan/Card.
Shanghai Pudong Development Bank 0 yuan 0 yuan 0 yuan unknown-
Industrial Bank 0 yuan 0 yuan 10 yuan 5 yuan-
Charges for deposits in different places by major banks
Name of the bank: minimum and maximum fees for each fee.
ICBC 65438%+0 yuan 50 yuan
Five thousandths of China Construction Bank 1 yuan 50 yuan.
Bank of China 1 Yuan 50 yuan.
Agricultural Bank of China 65438+25 yuan, 0 yuan.
China Merchants Bank's 5 yuan is not five thousandths.
One thousandth of 5 yuan China Guangfa Bank did not.
One thousandth of SDB does not exist in 5 yuan money.
Bank of Communications150 yuan, 0 yuan.
Everbright Bank is free, free, free.
Minsheng Bank is free, free, free.
Shanghai Pudong Development Bank is free, free, free.
ATM withdrawal charges of major banks (each charge)
Bank Name: The Bank's remote withdrawal, inter-bank withdrawal in the same city and inter-bank withdrawal in different places.
0.5% of the transaction amount of ICBC, with a minimum of 1 yuan and a maximum of 0.5% of the transaction amount of 50 yuan 2 yuan +2 yuan.
China Bank 5 yuan/Pen 2 yuan/Pen 7 yuan/Pen
Agricultural Bank of China 1% transaction amount, with the lowest transaction amount of 1 yuan 2 yuan+1% transaction amount +2 yuan/transaction.
China Merchants Bank is exempt from 5‰ of the transaction amount for the first three transactions every month, and 2 yuan /2 yuan+5‰ of the transaction amount for the fourth transaction.
8‰2 yuan of the transaction amount of Bank of Communications+8‰2 yuan of the transaction amount/transaction.
Minsheng Bank 5 yuan/transaction free of charge is subject to the price of ATM banking.
5% of SDB transaction amount, 5% of free transaction amount+2 yuan/transaction, minimum 1 yuan/transaction.
Shanghai Pudong Development Bank is free, free (National UnionPay logo ATM)
Huaxia Bank 1 Yuan/Pen Free 20 yuan/Pen
Note: Industrial Bank (its ATM withdrawals are not charged for the time being, and other banks' ATMs (including local and off-site) withdraw 2 yuan/transaction (the first three transactions are free of charge every month); A few areas (Xiamen, etc. ) Charge by 2 yuan/transaction, and Beijing, Nanjing and Shenzhen branches do not charge.
China Construction Bank (Longka Savings Card: the inter-bank ATM withdrawal fee adds 1% to each transaction amount in 2 yuan, of which 1% is the lowest in 2 yuan. Hongkong ATM withdrawal fee: 10 yuan plus 1% of the transaction amount. )
Annual fee collection for online banking
Bank of China: No charge.
Agricultural Bank: Annual fee 50 yuan.
Industrial and Commercial Bank of China:1Every household in 2 yuan has a certificate.
China Construction Bank: 36 yuan/year
Shanghai Pudong Development Bank: No charge for the time being.
Huaxia Bank: Not opened.
Shenzhen Development Bank: Free of charge
CITIC Industrial Bank: Free of charge
Minsheng Bank: Free of charge
Guangdong Development Bank: Free of charge
Note: ICBC wealth management account customers are excluded.
Fees for using telephone banking
Bank of China: Free of charge.
Agricultural Bank: Free of charge
ICBC: Each login card 12 yuan.
China Construction Bank: 36 yuan/year
Shanghai Pudong Development Bank: No charge for the time being.
Huaxia Bank: Free of charge.
Shenzhen Development Bank: Free of charge
CITIC Industrial Bank: Free of charge
Minsheng Bank: Free of charge
Guangdong Development Bank: Free of charge
Note: ICBC wealth management account customers are excluded.
At present, there are usually two ways for banks to remit money in different places, one is to remit money directly to the bank's counter, and the other is to remit money through online banking or telephone banking.
Industrial and Commercial Bank of China
Handling fee: ICBC provides two remittance methods. One is to remit money with a co-branded card, and the handling fee is 1% of the remittance amount. The remittance fee is the lowest 1 yuan and the highest in 50 yuan. Second, peony card remittance, there is no remittance procedure.
Online banking: the lowest 5 yuan and the highest 50 yuan for each transaction.
Arrival time: Remittance from Linktone Card will arrive within 24 hours, and remittance from Peony Card will arrive within 3-5 working days.
Agricultural Bank of China
Handling fee: There are two kinds of remittance: deposit remittance and electronic remittance. Minimum handling fee for deposit remittance 1 yuan. If the price exceeds 1 0,000 yuan, the fee will be charged at 0.5%. The minimum handling fee for electronic remittance is 1 yuan, and if it exceeds 100 yuan, it will be charged as 1%.
Online banking: remittance at the same counter.
Arrival time: arrive immediately.
Bank of China
Handling fee: Our remittance handling fee is 0.65438+ 0% of remittance amount, ranging from 5 yuan to 500 yuan. In other words, the remittance fee of less than 5,000 yuan is 5 yuan, and the remittance fee of more than 5,000 yuan is 0.65438+ 0% of the remittance amount.
Arrival time: the next day.
China construction bank
Handling fee: the lowest handling fee 1 yuan, and the highest handling fee is 50 yuan.
Online banking: the minimum amount of each transaction is 1 yuan, and the maximum amount does not exceed 30 yuan.
Telephone banking: the minimum per transaction is 1 yuan, and the maximum is not more than 40 yuan.
Arrival time: in both cases, if the remittance bank is in a networked city, it will arrive two hours after remittance; Otherwise, it will take 3 ~ 5 working days to get the account.
Bank of Communications
Handling fee: 0.05% handling fee is charged for remittance between peers, with the lowest 10 yuan and the highest 50 yuan; Inter-bank remittance charge 1%, the highest charge is 50 yuan.
Arrival time: arrive immediately.
China Merchants Bank
Handling fee: There are two kinds, one is fast remittance, and the lowest handling fee is 5 yuan. If it exceeds 1 0,000 yuan, 0.5% will be charged, which is applicable to remittance within 1 10,000 yuan. The other is electronic remittance, the lowest handling fee is 10 yuan, and the remittance handling fee is 1% of the remittance amount, and the highest is 50 yuan, which is suitable for remittance amount of 10000 yuan or more.
Online banking: each 5 yuan, inter-bank remittance 10 yuan.
Arrival time: fast remittance will arrive immediately, and electronic remittance will arrive within 2 ~ 3 working days.
Everbright Bank
Handling fee: The handling fee is 0.5% of the remittance amount, ranging from 2 yuan to 20 yuan.
Arrival time: arrive immediately.
Huaxia Bank
Handling fee: the handling fee is 0. 1% of the remittance amount, with a minimum of 1 yuan and a maximum of 10 yuan.
Arrival time: arrive immediately.
postal savings
Handling fee: 0.5% of the remittance amount is charged, up to 50 yuan.
Arrival time: immediate arrival, except for a few remote areas without network.
Among them, the Bank of Communications directly charges the clients for inter-bank remittance and postal savings.
Comparison of domestic bank remittances
At present, there are usually two ways of bank remittance, one is to remit money directly to the counter of the bank, and the other is to remit money through online banking or telephone banking.
agricultural bank
Handling fee: There are two kinds of remittance: deposit remittance and electronic remittance. Minimum handling fee for deposit remittance 1 yuan. If the price exceeds 1 0,000 yuan, the fee will be charged at 0.5%. Because many areas in China have not yet opened the charging service, they can also enjoy the preferential treatment of free handling fee for the time being. The minimum handling fee for electronic remittance is 1 yuan. If it exceeds 100 yuan, it will be charged at 1%.
Receiving time: real-time receiving.
Online banking: remittance at the same counter.
Disadvantages: there are two kinds of remittance: card-free remittance and remittance. Remittance without a card means that you don't need to apply for a bank card and remit it directly to the designated bank card in cash. However, at present, most ABC outlets can't confirm the name of the payee when using the card-free remittance, so once the card number is filled incorrectly, it may lead to remittance to other people's accounts. If you want to withdraw money again, it is very troublesome to get the confirmation of the payee. In addition, it is impossible to send money online from 8 pm to 8 am the next day.
China Merchants Bank
Handling fee: There are two kinds, one is fast remittance, and the lowest handling fee is 5 yuan. If the price exceeds 1 0,000 yuan, the fee will be charged at 0.5%. Suitable remittance amount is within 1 1,000 yuan; The other is electronic remittance, the minimum handling fee is 10 yuan, the remittance procedure is 1% of the remittance amount, and the maximum capping handling fee is 50 yuan, which is applicable to remittance amount above 10000 yuan.
Payment time: express remittance can be received in real time; The time for electronic remittance to arrive is 2-3 working days.
Online Banking: 5 yuan for each charge. Inter-bank remittance fee 10 yuan.
Disadvantages: If the remittance is lower than that in 500 yuan, it will cost the most compared with other banks. When remitting money through online banking, if the payee is a peer remittance, you need to click "Peer Express Remittance", otherwise, you will be charged by 10 yuan.
China construction bank
Handling fee: the lowest handling fee 1 yuan, and the highest handling fee is 50 yuan.
Remittance method: the remitter must hold a bank card.
Receiving time: There are two situations. If the remittance bank is in a networked city, it can be received within 2 hours after remittance; If the remittance bank is not in a networked city, it will arrive in 3-5 working days.
Online banking: the minimum amount of each transaction is 1 yuan, and the maximum amount does not exceed 30 yuan.
Telephone banking: the minimum per transaction is 1 yuan, and the maximum is not more than 40 yuan.
Disadvantages: CCB remittance, the remitter must hold a CCB savings card before remittance. If there is no savings card, the handling fee of 10 yuan is required for handling the CCB Dragon Card. Although the remittance can reach the account within 2 hours at the earliest, the payee can't check the account details on the same day.
Industrial and Commercial Bank of China
Handling fee: ICBC provides two transfer methods. One way is to remit money with a smart card, and the handling fee is 1% of the remittance amount. The remittance fee is the lowest 1 yuan and the highest in 50 yuan. Second, peony card remittance, there is no remittance procedure.
Arrival time: Remittance from Linktone Card will arrive within 24 hours, and remittance from Peony Card will arrive within 3-5 working days.
Online banking: the lowest 5 yuan and the highest 50 yuan for each transaction.
Disadvantages: ICBC is usually crowded, and ICBC in large and medium-sized cities needs to queue up and take a long time to process. Online banking cannot remit money on weekends and holidays.
Bank of Communications
Handling fee: 1 less than RMB 0,000 1%, 1 more than RMB 0,000 10 yuan. The biggest feature of Bank of Communications is that it can automatically deduct the handling fee from the remittance, and even share the handling fee with the remitter and payee.
Arrival time: Real-time arrival.
Disadvantages: less points.
Bank of China
Handling fee: Our remittance handling fee is 0. 10% of the remittance amount, ranging from 5 yuan to 500 yuan. That is to say, the remittance fee of less than 5,000 yuan is 5 yuan, and the remittance of more than 5,000 yuan is charged 0. 10% of the remittance amount.
Arrival time: the next day.
Disadvantages: Most BOC outlets will be closed on weekends and holidays.
Everbright Bank
Handling fee: the lowest 2 yuan, the highest 20 yuan. The handling fee is 0.5% of the remittance amount.
Arrival time: Real-time arrival.
Disadvantages: China Everbright Bank occupies a small area, and many areas cannot remit money.