Is Zhongan Small Loan a Regular Loan Platform? Is Zhongan small loan formal?

This paper studies whether Zhongan Small Loan is a formal loan platform. Through the understanding of the registered capital, loan process, risk control and customer service of Zhongan Small Loan, it is finally concluded that Zhongan Small Loan is a formal loan platform.

1. The registered capital of Zhongan Microfinance

Zhongan Small Loan is a formal information intermediary in peer-to-peer lending, registered by Suzhou Zhongan Investment Management Co., Ltd. with a registered capital of 6,543,800,000 yuan. It is a formal peer-to-peer lending intermediary approved by the China Banking Regulatory Commission.

2. The loan process of Zhongan Small Loan

The process of Zhongan small loan is relatively simple. You only need to provide basic personal information, complete the steps of identity authentication, credit authentication and bank account binding, and then you can apply for a loan. After approval, the loan can be released, and the loan amount can reach 500,000 yuan.

3. Risk control of Zhongan microfinance

Zhongan Small Loan takes various measures to control risks, including strict pre-lending audit, improving customer information by using various data sources, comprehensively auditing customer credit status, and adopting accurate risk control strategies to ensure loan safety.

4. Zhongan Small Loan Customer Service

Zhongan Small Loan has a perfect customer service system, provides professional consulting services, provides professional loan consulting services for customers, and provides loan repayment consulting services for customers to ensure that customers' interests are effectively protected.

To sum up, Zhongan Small Loan is a formal loan platform with good registered capital, safe loan process, reliable risk control and professional customer service, which can provide customers with safe and reliable loan services.