Fan, summary of the work of personal finance department of the bank
In the busy and intense work of the whole bank, the end of the year is approaching. The end of the year is the busiest time and the most practical time in our hearts. Because looking back on this year's work, every employee in our accounting and cashier department has his own gains, without mediocrity and waste of time. Although the division of work is different, everyone is doing their best to contribute to the development of the industry. Time flies, and a year will be crossed in a blink of an eye. In order to sum up experience, carry forward achievements and overcome shortcomings, we briefly review and summarize our work this year as follows:
I worked as a cashier in the finance department this year, mainly responsible for cash receipt and payment, bill seal management, invoice issuance and inter-bank settlement. At first, I simply thought that the cashier's job seemed simple, but in fact it was just routine work such as counting money, filling checks and running away from the bank. But when I really put myself into work, I realized that my understanding and understanding of cashier's work was wrong. The cashier's work is not only responsible, but also has many academic and technical problems. I need to combine theory with practice to master it. In normal work, I can strictly abide by the financial rules and regulations, strictly implement the cash management and settlement system, achieve daily settlement, check the cash and accounts with the accountant regularly, report and deal with any discrepancy in the cash amount in time, pay wages and other funds in time according to the vouchers provided by the accountant, abide by financial procedures, and strictly review relevant original vouchers. For those who do not meet the requirements, they shall strictly keep the integrity and safety of relevant seals, blank checks, blank receipts and cash on hand, grasp the balance of bank deposits in time, do not issue blank checks and long-term checks, check the details of cash flow and bank deposits after closing at the end of the month, carefully bind the original vouchers of the month, deliver the original bank documents and income and expenditure documents in time every month, handle and distribute all accounts with the help of accountants, and strictly control the use of special funds and bank accounts.
The above is my experience and understanding since I joined the work this year, and it is also a process of translating theory into practice in my work. In the future, I will strengthen my study, master various financial policies, regulations and business knowledge, constantly improve my business level, strengthen my awareness of financial safety, safeguard my personal safety and the interests of the company from loss, do my job well and develop together with all employees of the company. The new year means a new starting point, new opportunities and new opportunities. Looking back on one year's work, I feel that there are still many shortcomings:
1, just to meet the completion of their own tasks, work development is not bold enough.
2. The professional quality is not improved quickly, and the understanding of new business is not enough and thorough;
There is still a gap between my work and other peers, and my sense of innovation is not strong.
The above is a summary of my personal work, and I will report to the leaders and employees of the whole bank. All the achievements of this year only represent the past, and all the lessons and shortcomings are kept in mind by each of us and we strive to improve. Work is day after day, seemingly boring and repetitive, but we believe that "dribs and drabs achieve extraordinary things." Today's accumulation will lead to tomorrow's glory.
Summary of the work of the personal finance department of our bank
In a blink of an eye, it is the second year to enter the bank. Two years is neither long nor short. Time has given me a deeper understanding of _ Bank, and it has also helped me to improve my business skills through my own study, leadership and colleagues' education, making me more competent for the work I have been engaged in and am engaged in.
In the past year, as a bank employee, I personally experienced the great changes in our daily work and life brought by the bank share reform, such as the introduction of concepts such as economic added value and key performance appraisal indicators, which really changed the business philosophy of business departments from focusing only on quantity expansion to focusing on quality improvement, and the resulting significant changes in post division and income distribution. The promulgation of various rules and regulations has put forward many more clear and detailed requirements for the Bank's "standardized operation". We pay attention to detail management and meticulous management in our work, and take new preventive and disciplinary measures against violations of laws and regulations, especially the "special rectification activities for violations of laws and regulations" carried out throughout the bank, which once again sounded the alarm that we should do well, be good and be fast.
At the end of 20_, I signed up and was lucky enough to be transferred to the examination and approval team of _ _ to do compliance audit after being selected on the basis of merit in the industry. From the comprehensive post of personal loan in the financial center of Southern Branch to the supervision and review post of approval portfolio, corporate credit and personal large-amount credit business are the main businesses, and this span is not small. However, with the educational care of leaders, the help and guidance of colleagues and my personal self-study efforts, I quickly overcame my initial inadaptability, and quickly integrated into my current post role by reading relevant books and interpreting documents and regulations. From the beginning of 20_ to the end of 20 _ July, I completed the compliance review of 65,438+009 corporate loans and 3 corporate credit businesses, with a total amount of 47,435.262 yuan. Completed the compliance review of 67 companies' credit ratings, including 29 at the work summary level of the Personal Finance Department, 34 at the A level and 4 at the BBB level; Received 332 personal loans, submitted for review and issued decision-making opinions, with a total amount of 6,463.47 yuan. Satisfied the task requirements of this position.
_ The local examination and approval team is subordinate to the examination and approval department of the Bank, facing all the operating departments of the Bank, and accepting all kinds of credit businesses submitted by the credit operating departments of the Bank. Therefore, establishing the concept of internal customers, taking the operation department as the customer we serve, and providing customers with high-quality, efficient and standardized services are the most basic requirements for me as an auditor of portfolio supervision. In daily business, I always try my best to help business departments, patiently answer their questions about approval, and often communicate with them through various compliant and effective channels to understand the actual situation and problems of business departments, report to leaders and special auditors in time, try my best to help solve the contradiction between approval and operation caused by information asymmetry, provide basis for effective decision-making between bank leaders and special auditors, and maximize the interests of banks.
_ The local examination and approval team is a busy department with a heavy daily workload. How to improve work efficiency and better fulfill work requirements is a problem that I often think about. At work, I find that a lot of working time is consumed in some relatively mechanical simple repetitive work. For example, in compliance audit, the calculation of some financial indicators of reporting units is relatively simple, but compliance auditors need to spend a lot of time and energy to check multiple financial indicators of multiple units. Through self-study, I compiled a table by using the formulas and functions in our commonly used EXECL spreadsheet software. I only need to fill in the relevant data in the balance sheet and cash flow statement of the enterprise, and the corresponding financial indicators such as asset-liability ratio, current ratio, quick ratio, profit rate, principal and interest guarantee multiple, mortgage rate and guarantee rate can be automatically calculated and generated, which greatly facilitates the work and improves efficiency. I also share this form with colleagues around me and colleagues in the business department to make everyone's work more efficient. I also shared a lot of related reports in the department to obtain the required data from each other, which saved a lot of repetitive work and made a lot of data more accurate; Optimized some commonly used forms. Based on the simple and easy-to-use design, the computer can automatically generate the corresponding standard page for use by inputting data at the specified location. In addition, I think about ideas and methods in many details of the work flow, simplify the process, improve efficiency and better complete the work requirements under the premise of complying with relevant rules and regulations.
The work of the examination and approval team is a comprehensive and meticulous work, which requires a thorough understanding of all the business of the bank. Strengthening the study of various documents and systems is the most basic requirement for my post; Actively participate in all kinds of regular and irregular special training, regular meetings and study meetings organized by industries and departments, and comprehensively improve their professional quality. I learned a lot of marketing skills and communication methods at the "Earning into the Future" account manager training course jointly organized by _ Branch and _ Life Insurance Company * *, and understood the importance of teamwork. At the training course on "Advantage Products and Marketing of Banks" organized by _ local branches and explained by leaders of relevant departments and relevant business personnel of provincial branches, I have a clear and full understanding of various credit businesses of _ Bank, and I know which ones should be recommended to customers, which ones are being developed and vigorously promoted, how to handle them, and what are their advantages and disadvantages; In the training course for full-time loan examiners in the province organized by provincial branches, under the explanation of senior loan examiners in the head office, I have some new understandings of some difficulties and blind spots that have always existed in my original work, such as where to pay more attention to enterprise groups, analyze and interpret the financial statements of an enterprise from various aspects, find out the real situation of the enterprise from some seemingly excellent or not, make reasonable judgments, and realize the importance of my job and the arduousness of the task, which need to be done well through our solid and effective work. In addition, whenever there is a new position in the industry, I also seriously attend the regular meeting and study meeting of the department, learn the spirit of the document and implement it in my work. In particular, it is a good opportunity for me to invite people from relevant departments in the industry to explain the difficulties in business on the spot.
Only by learning the system, understanding the system, doing things under the requirements of the system, mastering all-round knowledge and understanding policy changes and industry risks can we become a qualified professional in the post of examination and approval group. In addition to doing my job well, I also participated in many activities organized by the Youth League Committee as a propaganda member of the branch system. Recommend the excellent works and learning experience of the employees in the industry to everyone, especially the youth of the league members. This is the direction that I and other young members work together. I organized and collected all kinds of excellent manuscripts, appropriately typeset and beautified them, accompanied by exquisite illustrations and shading, and finally shared them with you on the website, which was well received by the majority of members. Among them, a large number of outstanding works were selected by the West Lake Weekly of the provincial branch and known by the banking system of the whole province. I took an active part in several publicity preparations for the "Standardized Sunshine Service Demonstration" organized by the System Youth League Committee, and some suggestions and opinions put forward were also recognized and adopted by leaders and colleagues.
The times are changing, the environment is changing, and the work of banks is changing from time to time. Every day something new appears and something new happens, which requires me to change with the situation. Learn new knowledge, master new skills, adapt to the changes in the surrounding environment, improve their post-holding ability, cultivate themselves into a comprehensive bank employee, better plan their career and make efforts. Of course, I still have some shortcomings in handling and operating some details. I will hone myself in my future work and study, improve myself with the guidance and help of my leaders and colleagues, give full play to my strengths and make up for my shortcomings.
Fan Wensan, Summary of Personal Finance Department of Bank
20_ is my third year in charge of work. With the care of the leaders and the great help of my colleagues, I successfully completed my annual work task, and now I report my work as follows:
1, strengthen service awareness, and provide high-quality and efficient first-line services. As an employee of the head office, the service quality is directly related to the image of the head office. In daily work, pay attention to the cultivation of service consciousness, integrate humanized service and family service into every bit of work, practice the concept of "customer-centered" in a solid and effective way, think about what the branch thinks and what the customers are worried about, and serve the branch with high efficiency and high level.
2. Strengthen risk awareness and prevent and resolve financial risks. I mainly collected anti-money laundering laws and regulations, personal financial business marketing manual and internal control management system. At the same time, according to the gaps and problems found in the work, pay attention to implementation and execution, urge employees to strictly implement, pay close attention to the implementation of the system from the perspective of preventing operational risks, and gradually standardize management. First, pay attention to guiding employees' risk awareness and preventing and controlling business risks. For example, in the third quarter, under the guidance of leaders, we focused on strengthening the monitoring of authorized personnel and tellers, held special meetings on risks of radio and television sub-branches and Jiangnan sub-branches, issued risk warnings, and strengthened tellers' awareness of risk prevention; Second, pay attention to guiding and cultivating employees' risk awareness. Choose the Office Manager's Log in a planned and step-by-step way and recommend it to Xinqiao, and make a 20_ year quarterly teller assessment form, which is goal-oriented and promotes the growth of employees.
3. Strengthen marketing awareness and actively serve customers. 20_ year is a year of transformation. I established the concept of "marketing is no small matter", insisted on paying equal attention to expansion and maintenance, paid attention to customer needs, paid attention to customers' words and deeds, and deeply explored customer value, and successfully completed the savings and deposit task assigned by the head office.
4. Strengthen team consciousness and improve the comprehensive ability of front-line personnel. First, pay attention to the improvement of employees' enthusiasm and working ability. Continuing to carry out the "Operating Room Staff Rotation Experience" activity, as a powerful measure to strengthen the special case management and improve the internal control mechanism, has been strongly supported and fully affirmed by the leaders of the Bank. Second, pay attention to communication and feedback, and control behavior deviation. Timely communication with branches will lead to errors, workload, bank-enterprise reconciliation, business authorization, etc. And provide targeted accounting guidance.
5. Shortcomings in work and future plans. First, study is not enough. The times are changing, the environment is changing, and the work of banks is changing from time to time. Every time something new appears and something new happens, in the face of this severe challenge, I still lack the sense of urgency and consciousness in my study. Second, they are not proficient in certain businesses. Mastering new theoretical basis, professional knowledge and working methods to adapt to the development of our bank requires me to change with the times, improve my post-holding ability and train myself to be a comprehensive bank employee.
In the future work, I will carry forward my achievements, overcome my shortcomings, and work hard in the following aspects: 1, and strengthen my study. I will make unremitting efforts to learn new business knowledge of banks and apply it to practice to better meet our development needs. 2. Strive to improve work efficiency and quality, and actively cooperate with leaders and colleagues to do a better job.
Related articles on work summary of personal finance department of banks:
★ Four personal work summaries of the Banking Department
★ 20 19 bank personal annual work summary 5 articles
★ Financial Personal Work Summary 5 Reference
★ 20 19 bank personal annual work summary 3 articles
★ Five work reports and summaries of the Finance Department
★ Five personal annual work summaries of the Bank in 2020
★ Five summaries of annual work, personal banker.
★ 20 19 personal annual work summary of the bank
★ Summary of Five Selected Personal Work of Bank Employees
★ Five summaries of personal work of bank employees